1616 Garrett Farm Rd, Stem, NC 27581 Property Records

Granville County property record for 1616 Garrett Farm Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,169 sqft · built 2021
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Aug 2022)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`098000344639`

Property Details

APN / Parcel Number

Primary APN	`098000344639`
Alternative APNs	`1067173` `1085463`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,169 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1085463
Street Address	1616 GARRETT FARM RD
City	STEM
State	NC
Zip	27581-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Lot Number	2
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4004
Census Tract	970701

Owner

1616 Garrett Farm Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Granville County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1616 GARRETT FARM RD, STEM, NC 27581-9705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Sep 29, 2021 · Amount on File
Deed Book / Page	1916 / 189
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1616 GARRETT FARM RD, STEM, NC 27581-9705
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001807/311
Date	Nov 13, 2020
Book Page	1807/311

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BUTNER, NC 27509

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 11, 2022
Property Address	1616 GARRETT FARM RD, STEM, NC 27581-9705
Document Number	001916/189
Book / Page	1916 / 189
Map Reference	MB 48 PG 137
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 GARRETT FARM RD, STEM, NC 27581-9705

Mortgage

Document Number	0001916192
Date	Aug 11, 2022
Instrument	1916/192

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 29, 2021
Property Address	1616 GARRETT FARM RD, STEM, NC 27581-9705
Document Number	001865/136
Book / Page	1865 / 136
Map Reference	MB 48 PG 137
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 MONTGOMERY RD, 440, FRANKLINTON, NC 27525-9593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 GARRETT FARM RD, STEM, NC 27581-9705

Mortgage

Document Number	0001865139
Date	Sep 29, 2021
Instrument	1865/139

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jul 16, 2020
Property Address	1616 GARRETT FARM RD, STEM, NC 27581-9705
Document Number	001785/778
Book / Page	1785 / 778
Map Reference	MB 48 PG 137
Instrument Date	Jul 15, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 E MAIN ST, 129, YOUNGSVILLE, NC 27596-7972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 GARRETT FARM RD, STEM, NC 27581-9705

Mortgage

Document Number	0001785780
Date	Jul 16, 2020
Instrument	1785/780

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1616 Garrett Farm Rd was $3,032.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,609 (-) Land $61,900 Building $362,709
2025	$3,032.00	$424,609 Land $61,900 Building $362,709	$424,609 (-) Land $61,900 Building $362,709
2024			$424,609 (+63.19%) Land $61,900 Building $362,709
2023	$2,424.00 (+0.83%)	$260,196 (-) Land $35,143 Building $225,053	$260,196 (-) Land $35,143 Building $225,053
2022	$2,404.00	$260,196 Land $35,143 Building $225,053	$260,196 Land $35,143 Building $225,053

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1616 Garrett Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Garrett Farm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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