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1640 Flounder St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1640 Flounder St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 510 sqft · built 1962
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$139,500 (Oct 2025)
Tax Bill$2,005 (2025)
Deeds & MortgagesOct 2025 Sale
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN95503

Property Details

APN / Parcel Number

Primary APN95503
Alternative APN
  • 022631475000013710

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area510 sqft Heated Area
Gross Area1,161 sqft
1st Floor Area510 sqft
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions80 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool House160 sqft
PorchOpen Porch
Porch Area192 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number95503
Street Address1640 FLOUNDER ST
CitySAINT CLOUD
StateFL
Zip34771-9719
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPINE GROVE PARK RE NO 3 PB 01 PG 328 LOTS 371 TO 372
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionPINE GROVE PK REPL 3
Legal Tract4750
Legal Block1
Legal Lot Number371-372
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1030
Census Tract43801

Owner

Source: Osceola County records · APN 95503

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3951 DOE DR, SAINT CLOUD, FL 34772-9159
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 19, 2023Deed of Trust, Mortgage · Commercial Mortgage
SOUTH STATE BANK NA
Sep 08, 2022Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
Jan 08, 2021Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleSep 08, 2022 · Amount on Record
Deed Document Number2025134930
Deed Book / Page6873 / 1339
Record UpdatedJun 08, 2026

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2025
Property Address1640 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Document Number0068731339
Book / Page6873 / 1339
Map ReferenceMB 1 PG 328
Instrument DateOct 30, 2025
Instrument2025134930
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$976.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793

Transferred To (Grantee/Buyer)

NameVerified Name
Address3951 DOE DR, SAINT CLOUD, FL 34772-9159

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1640 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064761117
DateSep 19, 2023
Book Page6476/1117
Instrument2023123389
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressKISSIMMEE, FL 34741
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 08, 2022
Property Address1640 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Document Number0062822743
Book / Page6282 / 2743
Map ReferenceMB 1 PG 328
Instrument DateSep 07, 2022
Instrument2022137137
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$805.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3254 COUNTRYSIDE VIEW DR, 3254, SAINT CLOUD, FL 34772-7050

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 08, 2021
Property Address1640 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Document Number0058672310
Book / Page5867 / 2310
Map ReferenceMB 1 PG 328
Instrument DateJan 08, 2021
Instrument2021003578
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1770 S COUNTY ROAD 600 E, 1770, BUTLERVILLE, IN 47223-9515

Transferred To (Grantee/Buyer)

NameVerified Name
Address3254 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,005.00 (+5.25%)$90,400 (-) Land $40,000 Building $50,400$90,400 (-) Land $40,000 Building $50,400
2024$1,905.00 (-7.16%)$90,400 (-9.24%) Land $40,000 Building $50,400$90,400 (-9.24%) Land $40,000 Building $50,400
2023$2,052.00 (+49.13%)$99,600 (+80.76%) Land $40,000 Building $59,600$99,600 (+80.76%) Land $40,000 Building $59,600
2022$1,376.00$55,100 Land $18,400 Building $36,700$55,100 Land $18,400 Building $36,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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