1630 Flounder St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1630 Flounder St, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,147 sqft · built 1993
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$228,500 (Jul 2025)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-26-31-4750-0001-3650`

Property Details

APN / Parcel Number

Primary APN	`02-26-31-4750-0001-3650`
Alternative APNs	`263102475000013650` `127266`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,147 sqft Living Area
1st Floor Area	1,147 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1630 FLOUNDER ST
City	SAINT CLOUD
State	FL
Zip	34771-9719
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ORMH
Legal Description	PINE GROVE PARK RE NO 3 PB 01 PG 328 LOTS 365 & 366
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PARK BLKS 11 AND 12 REPLAT
Legal Tract	4750
Legal Block	3650
Legal Lot Number	365
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1030
Census Tract	43801

Owner

Source: Osceola County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1630 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING A PLAINSCAPITAL CO
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202595359
Deed Book / Page	6827 / 1930
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2025
Property Address	1630 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Document Number	0068271930
Book / Page	6827 / 1930
Map Reference	MB 1 PG 328
Instrument Date	Jul 28, 2025
Instrument	2025095359
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ROSEDALE AVE, SAINT CLOUD, FL 34769-3076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 FLOUNDER ST, SAINT CLOUD, FL 34771-9719

Mortgage

Document Number	0068271932
Date	Jul 31, 2025
Instrument	6827/1932

Lender

Name	PRIMELENDING A PLAINSCAPITAL CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 11, 2022
Property Address	1630 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Document Number	0062482477
Book / Page	6248 / 2477
Map Reference	MB 1 PG 328
Instrument Date	Jul 6, 2022
Instrument	2022106730
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2757 ANDES WAY, 2757, SAINT CLOUD, FL 34769-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	66 WICKHAM AVE, GOSHEN, NY 10924-1824

Mortgage

Document Number	0062482479
Date	Jul 11, 2022
Instrument	6248/2479

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 17, 2021
Property Address	1630 FLOUNDER ST, SAINT CLOUD, FL 34771-9719
Document Number	0059142074
Book / Page	5914 / 2074
Map Reference	MB 1 PG 328
Instrument Date	Mar 17, 2021
Instrument	2021040059
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 ILLINOIS AVE, 1316, SAINT CLOUD, FL 34769-4560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 FLOUNDER ST, SAINT CLOUD, FL 34771-9719

Mortgage

Document Number	0059142075
Date	Mar 17, 2021
Instrument	5914/2075

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (-6.87%)	$125,600 (-10.86%) Land $40,000 Building $85,600	$125,600 (-10.86%) Land $40,000 Building $85,600
2023	$2,068.00 (+18.44%) Homeowner's exemption	$140,900 (+72.67%) Land $40,000 Building $100,900	$140,900 (+72.67%) Land $40,000 Building $100,900
2022	$1,746.00	$81,600 Land $18,400 Building $63,200	$81,600 Land $18,400 Building $63,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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