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1640 Commerce Pines Cir, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 1640 Commerce Pines Cir, Commerce Township, MI 48390

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,951 sqft · built 1992
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Aug 2021)
Tax Bill$4,364 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNE-17-23-201-040

Property Details

APN / Parcel Number

Primary APNE-17-23-201-040

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,951 sqft Living Area
1st Floor Area1,419 sqft
Basement Area1,419 sqft
Unfinished Basement1,419 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions175 ft deep x 80 ft wide
Garage Area538 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area544 sqft
PorchSlab
Porch Area98 sqft
Deck Area502 sqft
Patio Area502 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1640 COMMERCE PINES CIR
CityCOMMERCE TOWNSHIP
StateMI
Zip48390-1570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 23 COMMERCE PINES SUB NO 3 LOT 145 10-5-92 FR 200-001
Legal Range08E
Legal Township02N
Legal Section23
Legal SubdivisionCOMMERCE PINES SUB
Legal Lot Number10,145
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2003
Census Tract134500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1640 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROSS MORTGAGE CORP
Aug 30, 2021Warranty Deed, Transfer
DEVON TITLE COMPANY, DEVON TITLE AGENCY
Feb 3, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Deed Document Number2021209703
Deed Book / Page56769 / 37
Prior Transfer DateJan 27, 2021
Prior Transfer Doc0000028993
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1640 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 N EDGEWORTH AVE, ROYAL OAK, MI 48067-2169

Mortgage

Document Number0000205650
DateAug 24, 2021
Book Page56743/36
Instrument205650
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 30, 2021
Property Address1640 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570
Document Number0000209703
Book / Page56769 / 37
Map ReferenceLB 222 PG 7-14
Instrument DateAug 20, 2021
Instrument209703
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$4,128.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1640 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1640 COMMERCE PINES CIRCLE, ROYAL OAK, MI 48067

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 3, 2021
Property Address1640 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570
Document Number0000028993
Book / Page55624 / 110
Map ReferenceLB 222 PG 7-14
Instrument DateJan 27, 2021
Instrument28993
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1640 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,364.00 (-35.58%) Homeowner's exemption$242,330 (+13.87%)$484,660 (+13.87%)
2024$6,774.00 (+95.39%)
2023$212,810$425,620
2021$3,467.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE TOWNSHIP
serves 19,811 people · EPA ID MI0001573
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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