1630 Commerce Pines Cir, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 1630 Commerce Pines Cir, Commerce Township, MI 48390

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,155 sqft · built 1996
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,000 (Mar 2022)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-23-201-039`

Property Details

APN / Parcel Number

Primary APN	`E-17-23-201-039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,155 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	201 ft deep x 78 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	512 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1630 COMMERCE PINES CIR
City	COMMERCE TOWNSHIP
State	MI
Zip	48390-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 23 COMMERCE PINES SUB NO 3 LOT 146 10-5-92 FR 200-001
Legal Range	08E
Legal Township	02N
Legal Section	23
Legal Subdivision	COMMERCE PINES SUB
Legal Lot Number	10,146
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2003
Census Tract	134500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1630 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Jul 13, 2009 · Amount on Record
Deed Document Number	2022340642
Deed Book / Page	57564 / 733
Prior Transfer Date	Oct 25, 2004
Prior Transfer Doc	0000466221
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 10, 2022
Property Address	1630 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570
Document Number	0000340642
Book / Page	57564 / 733
Map Reference	LB 222 PG 7-14
Instrument Date	Mar 4, 2022
Instrument	340642
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1630 COMMERCE PINES CIR, 1630, COMMERCE TOWNSHIP, MI 48390-1570

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1630 COMMERCE PINES CIR, COMMERCE TOWNSHIP, MI 48390-1570
Investor	Possibly a Property Investor

Mortgage

Document Number	0000340511
Date	Mar 10, 2022
Book Page	57564/96
Instrument	340511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00 (-38.77%) Homeowner's exemption	$219,990 (+14.26%)	$439,980 (+14.26%)
2024	$6,613.00 (+90.74%)
2023		$192,540	$385,080
2021	$3,467.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20