Jefferson County property record for 164 Shirley Rd, Summit Point, WV 25446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 1984 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (Dec 2015) |
| Tax Bill | $1,688 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-16-0015.0001 |
| Primary APN | 06-16-0015.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 164 SHIRLEY RD |
|---|---|
| City | SUMMIT POINT |
| State | WV |
| Zip | 25446-3667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3AC SUMMIT POINT, DAVEY |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 972800 |
164 Shirley Rd is owned and occupied by two individuals who bought it in December 2015.
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 SHIRLEY RD, SUMMIT POINT, WV 25446-3667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on File |
| Deed Sale | Dec 23, 2015 · Amount on File |
| Deed Document Number | 201518599 |
| Deed Book / Page | 1166 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 164 SHIRLEY RD, SUMMIT POINT, WV 25446-3667 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 164 SHIRLEY RD, SUMMIT POINT, WV 25446-3667 |
| Document Number | 002461/714 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 2461/714 |
| Instrument | 202200007388 |
| Name | BANK OF CHARLES TOWN |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 164 Shirley Rd was $1,688 with a homeowner's exemption, up 2.4% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,688.00 (+2.43%) | $166,400 (+2.78%) Land $59,500 Building $106,900 | $277,333 (+2.79%) Land $99,167 Building $178,167 |
| 2025 | $1,648.00 Homeowner's exemption | $161,900 Land $54,100 Building $107,800 | $269,800 Land $90,100 Building $179,700 |
| 2023 | $1,523.00 Homeowner's exemption | $150,400 Land $52,400 Building $98,000 | $250,700 Land $87,400 Building $163,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Shirley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Shirley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
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