550 Shirley Rd, Summit Point, WV 25446 Property Records

Jefferson County property record for 550 Shirley Rd, Summit Point, WV 25446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Feb 2025)
Tax Bill	$2,155 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15A-0002.0000`

Property Details

APN / Parcel Number

Primary APN	`06-15A-0002.0000`
Alternative APN	`19-06-15A-0002.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	3,868 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	550 SHIRLEY RD
City	SUMMIT POINT
State	WV
Zip	25446-3669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC MT PLEASANT
Legal Subdivision	JOHNSON
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4008
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 SHIRLEY RD, SUMMIT POINT, WV 25446-3669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Deed Document Number	20251795
Deed Book / Page	1339 / 689
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Sep 21, 2022
Property Address	550 SHIRLEY RD, SUMMIT POINT, WV 25446-3669
Document Number	001289/723
Book / Page	1289 / 723
Map Reference	MB 25 PG 492
Instrument Date	Sep 19, 2022
Instrument	202200013265
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	550 SHIRLEY RD, SUMMIT POINT, WV 25446-3669

Mortgage

Document Number	202200013266
Date	Sep 21, 2022
Instrument	202200013266

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,155.00 (+2.77%)	$186,900 (+3.55%) Land $57,500 Building $129,400	$311,500 (+3.52%) Land $95,833 Building $215,667
2025	$2,097.00 (+6.5%)	$180,500 (+7.06%) Land $52,200 Building $128,300	$300,900 (+7.12%) Land $87,000 Building $213,900
2023	$1,969.00	$168,600 Land $50,600 Building $118,000	$280,900 Land $84,300 Building $196,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20