164 Rancho Lorena Dr, Lorena, TX 76655 Property Records

McLennan County property record for 164 Rancho Lorena Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,629 sqft · built 2018
Lot Size	2.71 acres (118,483 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,657 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-072204-000240-0`

Property Details

APN / Parcel Number

Primary APN	`30-072204-000240-0`
Alternative APN	`373082`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,629 sqft Living Area
Gross Area	4,523 sqft
1st Floor Area	2,633 sqft
2nd Floor Area	996 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	118,483 sqft
Lot Dimensions	384 ft deep x 341 ft wide
Garage Type	Attached
Garage Area	799 sqft
Driveway	Concrete Driveway
Driveway Area	15,000 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	384 sqft
Porch	Enclosed Porch
Porch Area	748 sqft
Patio Area	3,500 sqft
Canopy	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	164 RANCHO LORENA DR
City	LORENA
State	TX
Zip	76655-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO LORENA PHASE TWO LOT 40 BLOCK B ACRES 2.72
Legal Subdivision	RANCHO LORENA PHASE TWO
Legal Block	B
Legal Lot Number	40
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 RANCHO LORENA DR, LORENA, TX 76655-3556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 16, 2017	Deed of Trust, Mortgage INDEPENDENT BK
Jun 21, 2017	Warranty Deed, Subdivision Related Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017
Deed Sale	Jun 21, 2017
Deed Document Number	201720073
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	May 28, 2026
Property Address	164 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000017000
Instrument Date	May 21, 2026
Instrument	202617000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 RANCHO LORENA DR, LORENA, TX 76655-3556
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017000,
Date	May 28, 2026
Instrument	202617000

Lender

Name	CENTRAL NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2056

Interest

Rate	6.23%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	164 RANCHO LORENA DR, LORENA, TX 76655-3556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010906
Date	Apr 2, 2020
Instrument	2020010906

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	164 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000038499
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	704 GLAZE CIR HEWITT TX 766433993, HEWITT, TX 76643-3993

Mortgage

Document Number	0000038499
Date	Nov 21, 2017
Instrument	38499

Lender

Name	INDEPENDENT BK
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 21, 2017
Property Address	164 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000020073
Instrument Date	Jun 20, 2017
Instrument	20073
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2017
Title Company	FIRST TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 GLAZE CIR HEWITT TX 766433993, HEWITT, TX 76643-3993

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$880,346 (-1.67%) Land $122,074 Building $758,272	$880,346 (-1.67%) Land $122,074 Building $758,272
2025	$10,657.00 (+6.83%) Homeowner's exemption	$895,300 (+0.15%) Land $104,750 Building $790,550	$895,300 (+0.15%) Land $104,750 Building $790,550
2024	$9,976.00 (+8.01%)
2023		$893,950 Land $104,750 Building $789,200	$893,950 Land $104,750 Building $789,200
2022	$9,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Rancho Lorena Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures