145 Rancho Lorena Dr, Lorena, TX 76655 Property Records

McLennan County property record for 145 Rancho Lorena Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,392 sqft · built 2016
Lot Size	3.71 acres (162,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$807,500 (Jul 2019)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-072204-000233-0`

Property Details

APN / Parcel Number

Primary APN	`30-072204-000233-0`
Alternative APN	`373075`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,392 sqft Living Area
Gross Area	4,219 sqft
1st Floor Area	3,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	162,043 sqft
Lot Dimensions	663 ft deep x 243 ft wide
Garage Type	Attached
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Open Porch
Porch Area	648 sqft
Patio Area	1,333 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	145 RANCHO LORENA DR
City	LORENA
State	TX
Zip	76655-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO LORENA PHASE TWO LOT 33 BLOCK B ACRES 3.72
Legal Subdivision	RANCHO LORENA PHASE TWO
Legal Block	B
Legal Lot Number	33
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 RANCHO LORENA DR, LORENA, TX 76655-3556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 26, 2019	Loan Modification, Mortgage COMMUNITY BK
Jul 17, 2019	Vendor's Lien, Transfer COMMUNITY BANK AND TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	201923586
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000023586
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	145 RANCHO LORENA DR, LORENA, TX 76655-3556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015519
Date	May 16, 2017
Instrument	2017015519

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	145 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000029359
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RANCHO LORENA DR LORENA TX 766553556, LORENA, TX 76655-3556

Mortgage

Document Number	0000029359
Date	Sep 3, 2019
Instrument	29359

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2034

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 17, 2019
Property Address	145 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000023586
Map Reference	FILE 2015010225
Instrument Date	Jul 15, 2019
Instrument	2019023586
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RANCHO LORENA DR, LORENA, TX 76655-3556

Mortgage

Document Number	0000023587
Date	Jul 17, 2019
Instrument	2019023587

Lender

Name	COMMUNITY BANK AND TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$907,376 (+8.74%) Land $135,334 Building $772,042	$907,376 (+8.74%) Land $135,334 Building $772,042
2025	$7,066.00 (-9.19%) Homeowner's exemption Senior Citizen's exemption	$834,460 (-1.55%) Land $114,460 Building $720,000	$834,460 (-1.55%) Land $114,460 Building $720,000
2024	$7,781.00 (+3.62%)
2023		$847,590 Land $114,460 Building $733,130	$847,590 Land $114,460 Building $733,130
2022	$7,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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