La Plata County property record for 164 Oxbow Cir, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 2014 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (May 2016) |
| Tax Bill | $5,267 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5669-022-03-070 |
| Primary APN | 5669-022-03-070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 2,377 sqft |
| 1st Floor Area | 1,714 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Lot Area | 5,968 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 663 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R429469 |
|---|---|
| Street Address | 164 OXBOW CIR |
| City | DURANGO |
| State | CO |
| Zip | 81301-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: THREE SPRINGS VILL 1 FIL 2A BLOCK: 4 LOT: 70 164 OXBOW CIR DURANGO 81301 |
| Legal Subdivision | THREE SPRINGS VILL 1 FIL 2A |
| Legal Block | 4 |
| Legal Lot Number | 70 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970703 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 164 OXBOW CIR, DURANGO, CO 81301-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 7, 2020 | Deed of Trust, Mortgage BANK OF CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on Record |
| Deed Sale | May 26, 2016 · Amount on Record |
| Prior Sale | Oct 3, 2014 · Amount on Record |
| Deed Document Number | 20161112226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 164 OXBOW CIR, DURANGO, CO 81301-2303 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | T TITLE DURANGO |
| Name | Verified Name |
|---|
| Document Number | 0001198384 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 1198384 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 164 OXBOW CIR, DURANGO, CO 81301-2303 |
| Document Number | 0001170089 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 164 OXBOW CIR DURANGO CO 813012303, DURANGO, CO 81301-2303 |
| Document Number | 0001170089 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 1170089 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, CO 80534 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 12, 2050 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,940 (-1.42%) Land $9,960 Building $35,980 | $745,670 (-) Land $161,650 Building $584,020 | |
| 2025 | $5,267.00 (+42.66%) | $46,600 (+25.88%) Land $10,100 Building $36,500 | $745,670 (+34.95%) Land $161,650 Building $584,020 |
| 2023 | $3,692.00 (+18.6%) | $37,020 (+12.15%) Land $7,760 Building $29,260 | $552,570 (+16.31%) Land $115,810 Building $436,760 |
| 2022 | $3,113.00 | $33,010 Land $7,680 Building $25,330 | $475,090 Land $110,560 Building $364,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 64% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, FastTrack Communications.
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