276 Oxbow Cir, Durango, CO 81301 Property Records

La Plata County property record for 276 Oxbow Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 2014
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Last Sale	$407,500 (Sep 2018)
Tax Bill	$4,950 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-063`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-063`
Alternative APN	`R429497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,599 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Lot Area	5,924 sqft (0.136 acres)
Garage Type	Attached
Garage Area	525 sqft
Porch	Unfinished Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R429497
Street Address	276 OXBOW CIR
City	DURANGO
State	CO
Zip	81301-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRINGS VILL 1 FIL 2A BLOCK: 4 LOT: 63 276 OXBOW CIR DURANGO 81301
Legal Subdivision	THREE SPRINGS VILL 1 FIL 2A
Legal Block	4
Legal Lot Number	63
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1037
Census Tract	970703

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	276 OXBOW CIR, DURANGO, CO 81301-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Document Number	20181147905
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	276 OXBOW CIR, DURANGO, CO 81301-2301
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193733
Date	Jun 8, 2021
Instrument	1193733

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	276 OXBOW CIR, DURANGO, CO 81301-2301
Document Number	0001170180
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	CENTERRE TITLE SERVICES LIMITED, CTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 OXBOW CIR DURANGO CO 813012301, DURANGO, CO 81301-2301

Mortgage

Document Number	0001170180
Date	Apr 15, 2020
Instrument	1170180

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 12, 2018
Property Address	276 OXBOW CIR, DURANGO, CO 81301-2301
Document Number	0001147905
Instrument Date	Sep 12, 2018
Instrument	1147905
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$40.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	276 OXBOW CIR DURANGO CO 813012301, DURANGO, CO 81301-2301

Mortgage

Document Number	1147906
Date	Sep 12, 2018
Instrument	1147906

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,890 (-2.08%) Land $9,890 Building $33,000	$700,840 (-) Land $161,650 Building $539,190
2025	$4,950.00 (+43.64%)	$43,800 (+26.77%) Land $10,100 Building $33,700	$700,840 (+35.9%) Land $161,650 Building $539,190
2023	$3,446.00 (+17.61%)	$34,550 (+11.2%) Land $7,710 Building $26,840	$515,710 (+15.34%) Land $115,070 Building $400,640
2022	$2,930.00	$31,070 Land $7,680 Building $23,390	$447,110 Land $110,560 Building $336,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Lumen Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Communications Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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