164 Oak St, Narrowsburg, NY 12764 Property Records

Sullivan County and Tusten Town property record for 164 Oak St, Narrowsburg, NY 12764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,398 sqft · built 1955
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jan 2025)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`484800 12.-7-2`

Property Details

APN / Parcel Number

Primary APN	`484800 12.-7-2`
Alternative APNs	`4800012 0007002000` `153850`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	153850
Street Address	164 OAK ST
City	NARROWSBURG
State	NY
Zip	12764-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06 - INDUS
Legal Block	7
Legal Lot Number	2.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	TUSTEN
Census Block Group	1
Census Block	1018
Census Tract	952300

Owner

164 Oak St is owned by two individuals who bought it in January 2025.

Source: Sullivan County and Tusten Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11701 PARK LN S, D6K, KEW GARDENS, NY 11418-1054
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit JEFF BANK
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit JEFF BANK
Sep 3, 2020	Grant Deed, Transfer · Conventional Mortgage ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	2025650
Prior Transfer Date	Mar 2, 2001
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	164 OAK ST, NARROWSBURG, NY 12764-5923
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000715
Date	Apr 15, 2024
Instrument	2024-2715

Lender

Name	JEFF BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	193 Months
Due	May 1, 2040

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	164 OAK ST, NARROWSBURG, NY 12764-5923
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000074
Date	Jan 7, 2022
Instrument	2022-274

Lender

Name	JEFF BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Sep 3, 2020
Property Address	164 OAK ST, NARROWSBURG, NY 12764-5923
Document Number	0000006267
Instrument Date	Aug 20, 2020
Instrument	6267
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	B AND K ABSTRACT CORPORATION, B & K ABS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HASKELL ST #46 CAMBRIDGE MA 021401859, 46, CAMBRIDGE, MA 02140-1859

Mortgage

Document Number	6268
Date	Sep 3, 2020
Instrument	6268

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 164 Oak St was $5,549.

Source: Sullivan County and Tusten Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Tusten Town
Unified School District	Sullivan West Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,549.00	$89,800 Land $14,400 Building $75,400	$343,141 Land $55,025 Building $288,116
2023		$89,800 Land $14,400 Building $75,400	$230,730 Land $36,999 Building $193,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Oak St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	42 (1996–2021)
Claims Outside the SFHA	25 of 42
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jun 2006 · 33 claims Tropical Depression Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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