131 Oak St, Narrowsburg, NY 12764 Property Records

Sullivan County and Tusten Town property record for 131 Oak St, Narrowsburg, NY 12764

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,476 sqft · built 1990
Lot Size0.347 acres (15,125 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2005)
Tax Bill$5,295 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN484800 12.-9-5.2

Property Details

APN / Parcel Number

Primary APN484800 12.-9-5.2
Alternative APN
  • 4800012 0009005002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,476 sqft Living Area
1st Floor Area984 sqft
Upper Floors Area492 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area15,125 sqft (0.347 acres)
Lot Dimensions125 ft deep x 121 ft wide
PorchSlab
Porch Area387 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address131 OAK ST
CityNARROWSBURG
StateNY
Zip12764-5914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block9
Legal Lot Number5.002
JurisdictionSULLIVAN NY
Township / Civil DivisionTUSTEN
Census Block Group1
Census Block1019
Census Tract952300

Owner

131 Oak St is owned and occupied by an individual who bought it in July 2005.

Source: Sullivan County and Tusten Town records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address131 OAK ST, NARROWSBURG, NY 12764-5914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2005 · Amount on File
Deed SaleJul 13, 2005 · Amount on File
Deed Book / Page2995 / 170
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN NY
Property Address131 OAK ST, NARROWSBURG, NY 12764-5914
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000267
DateMay 31, 2023
Instrument2023-4267
Lender
NameGARDEN SAVINGS FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueJun 1, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 131 Oak St was $5,295 with a homeowner's exemption.

Source: Sullivan County and Tusten Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionTusten Town
Unified School DistrictSullivan West Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,295.00$85,700 Land $15,600 Building $70,100$327,474 Land $59,610 Building $267,864
2023$85,700 Land $15,600 Building $70,100$220,195 Land $40,082 Building $180,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Oak St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims42 (1996–2021)
Claims Outside the SFHA25 of 42
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 33 claims
  • Tropical Depression Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak St

Nearby Streets

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