Clatsop County property record for 164 N Larch St, Cannon Beach, OR 97110
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,312 sqft · built 2003 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,659 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51019DD04400 |
| Primary APN | 51019DD04400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Shingles |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Porch |
| Porch Area | 320 sqft |
| Deck Area | 21 sqft |
| Patio Area | 315 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5275 |
|---|---|
| Street Address | 164 N LARCH ST |
| City | CANNON BEACH |
| State | OR |
| Zip | 97110-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | SEAL ROCK BEACH E 75 LT 5 BLK 46 |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | SEAL ROCK BEACH |
| Legal Block | 46 |
| Legal Lot Number | 5 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 951100 |
164 N Larch St is owned by two individuals who acquired it in December 2017.
Source: Clatsop County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3910 SW 109TH ST, SEATTLE, WA 98146-1652 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Sep 4, 2007 |
| Last Transfer Date | Dec 27, 2017 |
| Transfer Doc | 0000010482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 164 N LARCH ST, CANNON BEACH, OR 97110-3103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000011279 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 202011279 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Dec 27, 2017 |
| Property Address | 164 N LARCH ST, CANNON BEACH, OR 97110-3103 |
| Document Number | 0000010482 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 10482 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2960 SW RAYMOND ST #304 SEATTLE WA 981262984, 304, SEATTLE, WA 98126-2984 |
| Document Number | 10483 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 10483 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2047 |
The 2025 property tax bill for 164 N Larch St was $7,659.
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Cannon Beach City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,659.00 | $654,784 Building $654,784 | $1,068,896 Land $414,112 Building $654,784 |
| 2023 | $6,834.00 (+2.67%) | $581,777 (+3%) | $1,017,407 (+3.59%) Land $398,185 Building $619,222 |
| 2022 | $6,656.00 | $564,833 | $982,145 Land $346,247 Building $635,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 N Larch St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 141 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 174 units insured incl. 33 condo units |
| Nearby Flood Claims | 17 (1981–2024) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 N Larch St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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