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148 N Larch St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 148 N Larch St, Cannon Beach, OR 97110

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 528 sqft · built 1928
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$416,500 (Nov 2020)
Tax Bill$4,064 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN51019DD04603

Property Details

APN / Parcel Number

Primary APN51019DD04603
Alternative APN
  • 5284

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area528 sqft Living Area
Gross Area559 sqft
1st Floor Area528 sqft
FlooringWood
Interior WallsPaneling
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1971
Exterior MaterialShingles
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchCovered Porch
Porch Area24 sqft
FenceFence
Shed1 Shed
Shed Area18 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5284
Street Address148 N LARCH ST
CityCANNON BEACH
StateOR
Zip97110-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionSEAL ROCK BEACH E 50 OF S 40 OF LT 7 BLK 46
Legal Range10
Legal Township05
Legal Section19
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionSEAL ROCK BEACH
Legal Block46
Legal Lot Number7
JurisdictionCLATSOP OR
Township / Civil DivisionSEASIDE
Census Block Group3
Census Block3021
Census Tract951100

Owner

148 N Larch St is owned by an individual who bought it in November 2020.

Source: Clatsop County records, as of November 6, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address840 SAN RAMON WAY, SACRAMENTO, CA 95864-5232
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
May 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on File
Deed SaleNov 30, 2020 · Amount on File
Prior SaleJun 16, 2006 · Amount on File
Deed Document Number202010578
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address148 N LARCH ST, CANNON BEACH, OR 97110-3103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010884
DateDec 8, 2020
Instrument202010884
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateNov 30, 2020
Property Address148 N LARCH ST, CANNON BEACH, OR 97110-3103
Document Number0000010578
Instrument DateNov 23, 2020
Instrument202010578
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyTICOR TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address840 SAN RAMON WAY, SACRAMENTO, CA 95864-5232

Mortgage

Document Number0000010579
DateNov 30, 2020
Instrument202010579
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLATSOP OR
Recording DateMay 29, 2018
Property Address148 N LARCH ST, CANNON BEACH, OR 97110-3103
Document Number0000003987
Instrument DateMay 24, 2018
Instrument3987
Transaction TypeTransfer
Record UpdatedJun 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1108 NORTHSHORE RD LAKE OSWEGO OR 970343725, LAKE OSWEGO, OR 97034-3725

Tax Assessment & Valuation

The 2025 property tax bill for 148 N Larch St was $4,064.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
MunicipalityCannon Beach City
Unified School DistrictSeaside School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,064.00$198,438 Building $198,438$520,797 Land $322,359 Building $198,438
2023$3,626.00 (+2.66%)$308,711 (+3%)$495,327 (+7.98%) Land $309,960 Building $185,367
2022$3,532.00$299,720$458,722 Land $269,530 Building $189,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 N Larch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 141 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies174 units insured
incl. 33 condo units
Nearby Flood Claims17 (1981–2024)
Claims Outside the SFHA3 of 17
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims
  • Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 N Larch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANNON BEACH
serves 1,710 people · EPA ID OR4100164
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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