Guadalupe County property record for 164 Harness Ln, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,110 sqft · built 2008 |
| Lot Size | 0.153 acres (6,675 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,300 (Mar 2008) |
| Tax Bill | $693 (2023) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0583400801700000 |
| Primary APN | 1G0583400801700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,534 sqft |
| 1st Floor Area | 1,036 sqft |
| 2nd Floor Area | 1,074 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,675 sqft (0.153 acres) |
| Lot Dimensions | 108 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 112 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 164 HARNESS LN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIBOLO VALLEY RANCH #4 BLOCK 8 LOT 17 |
| Legal Subdivision | CIBOLO VALLEY RANCH #4 |
| Legal Tract | 17 |
| Legal Block | 8 |
| Legal Lot Number | 17 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 210718 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 164 HARNESS LN, CIBOLO, TX 78108-3744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2008 · Amount on Record |
| Deed Sale | Mar 5, 2008 · Amount on Record |
| Deed Document Number | 20084158 |
| Deed Book / Page | 2594 / 273 |
| Prior Transfer Date | Feb 28, 2008 |
| Prior Transfer Doc | 0000004158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 164 HARNESS LN, CIBOLO, TX 78108-3744 |
| Document Number | 0000006415 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | TEXAS RECORDING SERVICES LLC, TEXAS RECORDING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 164 HARNESS LN CIBOLO TX 781083744, CIBOLO, TX 78108-3744 |
| Document Number | 0000006415 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 6415 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2048 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,614 (+2.31%) Land $44,221 Building $233,393 | $277,614 (+2.31%) Land $44,221 Building $233,393 | |
| 2025 | $271,347 (-11.1%) Land $40,447 Building $230,900 | $271,347 (-11.1%) Land $40,447 Building $230,900 | |
| 2023 | $693.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $305,218 Land $50,328 Building $254,890 | $305,218 Land $50,328 Building $254,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon, ZipLink Internet.
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