152 Harness Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 152 Harness Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2008
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$214,264 (Dec 2025)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G0583400801400000`

Property Details

APN / Parcel Number

Primary APN	`1G0583400801400000`
Alternative APNs	`000000126208` `000000243153` `126208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	184 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	152 HARNESS LN
City	CIBOLO
State	TX
Zip	78108-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIBOLO VALLEY RANCH #4 BLOCK 8 LOT 14
Legal Subdivision	CIBOLO VALLEY RANCH #4
Legal Tract	14
Legal Block	8
Legal Lot Number	14
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1016
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	152 HARNESS LN, CIBOLO, TX 78108-3744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 29, 2025	Vendor's Lien, Transfer · FHA Mortgage PRIMIS MORTGAGE CO
Mar 30, 2020	Warranty Deed, Transfer LEGACY MUTUAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	202532384
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	0099007734
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	152 HARNESS LN, CIBOLO, TX 78108-3744
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099017145
Date	Jul 14, 2025
Instrument	202599017145

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Dec 29, 2025
Property Address	152 HARNESS LN, CIBOLO, TX 78108-3744
Document Number	0099032384
Map Reference	VOL 7 PG 120
Instrument Date	Dec 15, 2025
Instrument	202599032384
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SAN ANN TITLE, SAN ANTONIO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 HARNESS LN, CIBOLO, TX 78108-3744

Mortgage

Document Number	0099032385
Date	Dec 29, 2025
Instrument	202599032385

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 30, 2020
Property Address	152 HARNESS LN, CIBOLO, TX 78108-3744
Document Number	0000007734
Instrument Date	Mar 27, 2020
Instrument	7734
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ACCURATE TITLE COMPANY LLC, ACCURATE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 HARNESS LN CIBOLO TX 781083744, CIBOLO, TX 78108-3744

Mortgage

Document Number	7735
Date	Mar 30, 2020
Instrument	7735

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Mortgage

Document Number	7736,
Date	Mar 30, 2020
Instrument	7736

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	2200 E MARTIN LUTHER KING JR BLVD # B, AUSTIN, TX 78702-1344

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 29, 2023

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,808 (+0.04%) Land $40,703 Building $215,105	$255,808 (+0.04%) Land $40,703 Building $215,105
2025	$1,900.00 (-33.77%) Homeowner's exemption Senior Citizen's exemption	$255,712 (-12.7%) Land $35,907 Building $219,805	$255,712 (-12.7%) Land $35,907 Building $219,805
2024	$2,869.00 (-0.14%)
2023	$2,873.00 (-31.19%) Homeowner's exemption Senior Citizen's exemption	$292,903 Land $45,463 Building $247,440	$292,903 Land $45,463 Building $247,440
2022	$4,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon, ZipLink Internet.

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