Schenectady County and Rotterdam Town property record for 164 E Palmer Ave, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,126 sqft · built 1968 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,500 (Nov 2015) |
| Tax Bill | $4,827 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.16-6-18 |
| Primary APN | 422800 59.16-6-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 164 E PALMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G,BF,OG VALENTINE MNR-18 5.-401-4 |
| Legal Block | 6 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.16-6-18
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 E PALMER AVE, SCHENECTADY, NY 12303-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on Record |
| Deed Sale | Nov 18, 2015 · Amount on Record |
| Prior Sale | Nov 18, 2015 · Amount on Record |
| Deed Book / Page | 1926 / 133 |
| Last Transfer Date | Mar 25, 2016 |
| Transfer Doc | 0000013243 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 164 E PALMER AVE, SCHENECTADY, NY 12303-2513 |
| Document Number | 0000018887 |
| Instrument Date | Jun 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 164 E PALMER AVE SCHENECTADY NY 123032513, SCHENECTADY, NY 12303-2513 |
| Document Number | 0000018887 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 005000/000540 |
| Instrument | 18887 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 30, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 164 E PALMER AVE, SCHENECTADY, NY 12303-2513 |
| Document Number | 0000024804 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 164 E PALMER AVE SCHENECTADY NY 123032513, SCHENECTADY, NY 12303-2513 |
| Document Number | 0000024804 |
|---|---|
| Date | Jun 04, 2019 |
| Book Page | 004915/000236 |
| Instrument | 24804 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 03, 2024 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,827.00 | $140,000 (-) Land $9,900 Building $130,100 | $215,400 (+16.94%) Land $15,232 Building $200,168 |
| 2023 | $140,000 Land $9,900 Building $130,100 | $184,200 Land $13,026 Building $171,174 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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