153 E Palmer Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 153 E Palmer Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,236 sqft · built 1966
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$154,639 (Mar 2019)
Tax Bill$6,569 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Nov 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 59.16-5-12

Property Details

APN / Parcel Number

Primary APN422800 59.16-5-12
Alternative APN
  • 280005901600050120000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,236 sqft Living Area
1st Floor Area1,236 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area375 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address153 E PALMER AVE
CitySCHENECTADY
StateNY
Zip12303-2538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G,SF,OG, VALENTINE MNR-58 5.-402-19
Legal SubdivisionMAP 1 BENJAMIN VALENTINE MANOR
Legal Block5
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1018
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.16-5-12

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address153 E PALMER AVE, SCHENECTADY, NY 12303-2538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU
Nov 23, 2020Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU
Mar 07, 2019Executor's Deed, Transfer · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2019 · Amount on Record
Deed SaleMar 07, 2019 · Amount on Record
Prior SaleNov 30, 2005 · Amount on Record
Deed Document Number201910016
Deed Book / Page2006 / 962
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address153 E PALMER AVE, SCHENECTADY, NY 12303-2538
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 E PALMER AVE, SCHENECTADY, NY 12303-2538

Mortgage

Document Number0000000665
DateJan 09, 2026
Instrument202600665
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address153 E PALMER AVE, SCHENECTADY, NY 12303-2538
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 E PALMER AVE, SCHENECTADY, NY 12303-2538

Mortgage

Document Number0000036834
DateNov 23, 2020
Book Page5043/383
Instrument202036834
Lender
NameSUNMARK FCU
TypeCredit Union
AddressSCHENECTADY, NY 12303
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 07, 2019
Property Address153 E PALMER AVE, SCHENECTADY, NY 12303-2538
Document Number0000010016
Book / Page2006 / 962
Instrument DateFeb 27, 2019
Instrument201910016
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 JAY ST, 224, ALBANY, NY 12210-1808

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 FORT HUNTER RD, SCHENECTADY, NY 12303-4640

Mortgage

Document Number0000010017
DateMar 07, 2019
Instrument201910017
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,569.00$179,000 (-) Land $9,900 Building $169,100$275,400 (+16.94%) Land $15,232 Building $260,168
2023$179,000 Land $9,900 Building $169,100$235,500 Land $13,025 Building $222,475

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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