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164 Coves Ct, Florence, AL 35634 Property Records

Lauderdale County property record for 164 Coves Ct, Florence, AL 35634 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,244 sqft · built 1978
Lot Size0.454 acres (19,800 sqft)
Owner2 Individual Names on File
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16-08-27-0-004-021-000

Property Details

APN / Parcel Number

Primary APN16-08-27-0-004-021-000
Alternative APNs
  • 005470
  • 7900
  • 5470

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,244 sqft Living Area
1st Floor Area1,320 sqft
2nd Floor Area924 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,800 sqft
Lot Dimensions180 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number5470
Street Address164 COVES CT
CityFLORENCE
StateAL
Zip35634-2454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description110 X 200 IRR LAKE COVES RESUR SD BLK C LOT 14
Legal Range10W
Legal Township02S
Legal Section27
Legal SubdivisionLAKE COVES RES OF BLOCKS B,C,E
Legal BlockC
Legal Lot Number14
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1053
Census Tract11503

Owner

Source: Lauderdale County records · APN 16-08-27-0-004-021-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address164 COVES CT, FLORENCE, AL 35634-2454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address164 COVES CT, FLORENCE, AL 35634-2454
Transaction TypeMortgage
Record UpdatedJul 24, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/25866
DateJun 25, 2019
Book Page2019/25866
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 07, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption$24,840 (+2,722.73%)$248,320 (+10.1%) Land $9,800 Building $238,520
2023Homeowner's exemption Senior Citizen's exemption$880 Land $880$225,540 Land $8,700 Building $216,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770115031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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