Lauderdale County property record for 146 Coves Ct, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,682 sqft · built 1979 |
| Lot Size | 0.495 acres (21,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $560 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-27-0-004-022-000 |
| Primary APN | 16-08-27-0-004-022-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,600 sqft |
| Lot Dimensions | 180 ft deep x 120 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 16055 |
|---|---|
| Street Address | 146 COVES CT |
| City | FLORENCE |
| State | AL |
| Zip | 35634-2454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 120 X 180 IRR LAKE COVES RESURVEY BLK B-C-D BLK C LOT 13 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | LAKE COVES RES OF BLOCKS B,C,E |
| Legal Block | B,C |
| Legal Lot Number | 13 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 11503 |
Source: Lauderdale County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 COVES CT, FLORENCE, AL 35634-2454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 146 COVES CT, FLORENCE, AL 35634-2454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/51376 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 2019/51376 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $560.00 (+30.23%) Homeowner's exemption Senior Citizen's exemption | $19,000 (+3.6%) | $190,040 (+3.68%) Land $10,600 Building $179,440 |
| 2024 | $430.00 (-27.97%) Homeowner's exemption Senior Citizen's exemption | $18,340 (+1,810.42%) Land $1,040 Building $17,300 | $183,300 (+6.19%) Land $10,400 Building $172,900 |
| 2023 | $597.00 (+17.29%) Homeowner's exemption | $960 (-93.5%) Land $960 | $172,620 (+17.11%) Land $9,500 Building $163,120 |
| 2022 | $509.00 Homeowner's exemption | $14,760 | $147,400 Land $10,900 Building $136,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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