164 Benjamin St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 164 Benjamin St, Schenectady, NY 12303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,229 sqft · built 1983
Lot Size	0.437 acres (19,047 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Nov 2022)
Tax Bill	$8,395 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.08-2-21`

Property Details

APN / Parcel Number

Primary APN	`013089 27.08-2-21`
Alternative APNs	`308902700800020210000000` `02700800020210000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,229 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	1,092 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,047 sqft (0.437 acres)
Lot Dimensions	173 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	657 sqft
Porch	Slab
Porch Area	381 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700800020210000000
Street Address	164 BENJAMIN ST
City	SCHENECTADY
State	NY
Zip	12303-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 LPV SEC 4
Legal Subdivision	LONE PINE VILLAGE
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1008
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.08-2-21

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 BENJAMIN ST, SCHENECTADY, NY 12303-5134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	202226840
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 17, 2022
Property Address	164 BENJAMIN ST, SCHENECTADY, NY 12303-5134
Document Number	0000006840
Map Reference	MAP 5869 SDDR 172
Instrument Date	Oct 17, 2022
Instrument	R2022-26840
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 BENJAMIN ST, SCHENECTADY, NY 12303-5134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7089 SUZANNE LN, SCHENECTADY, NY 12303-5247

Mortgage

Document Number	0000006841
Date	Nov 17, 2022
Instrument	R2022-26841

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,395.00 (+32.1%)	$293,000 (-) Land $59,000 Building $234,000	$390,667 (+13.33%) Land $78,667 Building $312,000
2023		$293,000 (-) Land $59,000 Building $234,000	$344,706 (+7.06%) Land $69,412 Building $275,294
2022		$293,000 Land $59,000 Building $234,000	$321,978 Land $64,835 Building $257,143
2021	$6,355.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.