Albany County and Guilderland Town property record for 155 Benjamin St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,229 sqft · built 1983 |
| Lot Size | 0.331 acres (14,456 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,918 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.08-2-3 |
| Primary APN | 013089 27.08-2-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,229 sqft Living Area |
| 1st Floor Area | 1,137 sqft |
| 2nd Floor Area | 1,092 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,456 sqft (0.331 acres) |
| Lot Dimensions | 148 ft deep x 97.5 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 477 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02700800020030000000 |
|---|---|
| Street Address | 155 BENJAMIN ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 155 LPV SEC 4 |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 27.08-2-3
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 155 BENJAMIN ST, SCHENECTADY, NY 12303-5130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Apr 01, 2020 | Warranty Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2006 |
| Transfer Doc | 0009737715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 155 BENJAMIN ST, SCHENECTADY, NY 12303-5130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 155 BENJAMIN ST, SCHENECTADY, NY 12303-5130 |
| Document Number | 0000001688 |
|---|---|
| Date | May 09, 2022 |
| Instrument | R2022-11688 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 01, 2020 |
| Property Address | 155 BENJAMIN ST, SCHENECTADY, NY 12303-5130 |
| Document Number | 0000006878 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 6878 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 YORKSHIRE DR #H GUILDERLAND NY 120849455, H, GUILDERLAND, NY 12084-9455 |
| Document Number | 6879 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 6879 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,918.00 (+11.82%) | $312,000 (-) Land $62,000 Building $250,000 | $416,000 (+13.33%) Land $82,667 Building $333,333 |
| 2023 | $312,000 (-) Land $62,000 Building $250,000 | $367,059 (+7.06%) Land $72,941 Building $294,118 | |
| 2022 | $312,000 Land $62,000 Building $250,000 | $342,857 Land $68,132 Building $274,725 | |
| 2021 | $7,975.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 258 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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