San Joaquin County property record for 16394 Cottage Ave, Manteca, CA 95336
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1955 |
| Lot Size | 1 acres (43,595 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,000 (Jul 2002) |
| Tax Bill | $4,191 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 208-090-140-000 |
| Primary APN | 208-090-140-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 43,595 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 208-090-14 |
|---|---|
| Street Address | 16394 COTTAGE AVE |
| City | MANTECA |
| State | CA |
| Zip | 95336-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU20 |
| Legal Description | SUMMER HOME SEC 03 LOT 68 |
| Legal Subdivision | DIAMOND OAKS |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5139 |
16394 Cottage Ave is owned and occupied by an individual who bought it in July 2002.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16394 COTTAGE AVE, MANTECA, CA 95336-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2002 · Amount on File |
| Deed Sale | Jul 31, 2002 · Amount on File |
| Prior Sale | Nov 13, 2000 · Amount on File |
| Deed Document Number | 2002130728 |
| Prior Transfer Date | Jan 6, 1999 |
| Prior Transfer Doc | 0000001652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16394 COTTAGE AVE, MANTECA, CA 95336-9524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000034776 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 2017-034776 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 16394 Cottage Ave was $4,191 with a homeowner's exemption, up 1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,191.00 (+0.96%) | ||
| 2025 | $4,151.00 Homeowner's exemption | $372,708 Land $109,326 Building $263,382 | |
| 2023 | $3,986.00 (+1.53%) Homeowner's exemption | $358,237 Land $105,082 Building $253,155 | $502,740 |
| 2022 | $3,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16394 Cottage Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16394 Cottage Ave is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, unWired Broadband.
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