16392 Ringer Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 16392 Ringer Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.75 ba · 3,952 sqft · built 1969
Lot Size	1.46 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Apr 2023)
Tax Bill	$18,170 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2023 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`05-117-22-44-0013`

Property Details

APN / Parcel Number

Primary APN	`05-117-22-44-0013`

Interior

Bedrooms	4 Beds
Full Baths	5.75 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,952 sqft Living Area
Gross Area	5,070 sqft
1st Floor Area	3,952 sqft
Basement Area	1,118 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	64,033 sqft
Lot Dimensions	503 ft deep x 150 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	828 sqft
Deck Area	420 sqft
Patio Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	16392 RINGER RD
City	WAYZATA
State	MN
Zip	55391-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 009 BLOCK 001 T RINGERSGATE S 150X503X104X504
Legal Range	22
Legal Township	117
Legal Section	05
Legal Quarter	44
Legal Subdivision	RINGERSGATE
Legal Block	1
Legal Lot Number	9
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2000
Census Tract	26301

Owner

16392 Ringer Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16392 RINGER RD, WAYZATA, MN 55391-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 25, 2023	Warranty Deed, Transfer DCA TITLE THE TITLE TEAM
Jul 30, 2020	Deed of Trust, Mortgage US BK
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Aug 24, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Deed Document Number	20236009566
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16392 RINGER RD, WAYZATA, MN 55391-2015
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16392 RINGER RD, WAYZATA, MN 55391-2015

Mortgage

Document Number	00T6056816
Date	Jan 23, 2024
Instrument	T6056816

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 15, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 25, 2023
Property Address	16392 RINGER RD, WAYZATA, MN 55391-2015
Document Number	00T6009566
Instrument Date	Apr 18, 2023
Instrument	T6009566
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	DCA TITLE THE TITLE TEAM

Transaction

Amount	Amount on Record
Tax	$3,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16392 RINGER RD, WAYZATA, MN 55391-2015

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16392 RINGER RD, WAYZATA, MN 55391-2015
Document Number	0005733737
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16392 RINGER RD WAYZATA MN 553912015, WAYZATA, MN 55391-2015

Mortgage

Document Number	0005733737
Date	Aug 6, 2020
Instrument	5733737

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16392 RINGER RD, WAYZATA, MN 55391-2015
Document Number	0005473402
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16392 RINGER RD WAYZATA MN 553912015, WAYZATA, MN 55391-2015

Mortgage

Document Number	0005473402
Date	Sep 6, 2017
Instrument	5473402

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16392 RINGER RD, WAYZATA, MN 55391-2015
Document Number	0005472486
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16392 RINGER RD WAYZATA MN 553912015, WAYZATA, MN 55391-2015

Mortgage

Document Number	0005472486
Date	Sep 1, 2017
Instrument	5472486

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 16392 Ringer Rd was $18,170.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,170.00	$1,248,800 Land $385,500 Building $863,300	$1,248,800 Land $385,500 Building $863,300
2023	$13,694.00 Homeowner's exemption
2022		$1,037,700 Land $385,000 Building $652,700	$1,037,700 Land $385,000 Building $652,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16392 Ringer Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16392 Ringer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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