1639 Nectarine Trl, Clermont, FL 34714 Property Records

Lake County property record for 1639 Nectarine Trl, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,257 sqft · built 1999
Lot Size	0.208 acres (9,069 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2024)
Tax Bill	$5,684 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-24-26-0845-000-62500`

Property Details

APN / Parcel Number

Primary APN	`22-24-26-0845-000-62500`
Alternative APNs	`262422084500062500` `3783915`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,257 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	2,027 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,069 sqft (0.208 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	252 sqft
Porch	Florida Room
Porch Area	330 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3783915
Street Address	1639 NECTARINE TRL
City	CLERMONT
State	FL
Zip	34714-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GREATER GROVES PHASE 6 LOT 625 PB 40 PGS 27-28 ORB 6387 PG 117
Legal Range	26E
Legal Township	24S
Legal Section	22
Legal Subdivision	GREATER GROVES PHASE 6
Legal Tract	0845
Legal Lot Number	625
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31324

Owner

1639 Nectarine Trl is owned and occupied by two individuals who bought it in August 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1639 NECTARINE TRL, CLERMONT, FL 34714-6121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Mar 13, 2020 · Amount on File
Deed Document Number	202499472
Deed Book / Page	6387 / 117
Prior Transfer Date	Mar 17, 2008
Prior Transfer Doc	0036000228
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 13, 2020
Property Address	1639 NECTARINE TRL, CLERMONT, FL 34714-6121
Document Number	0054380462
Book / Page	005438 / 000462
Instrument Date	Mar 11, 2020
Instrument	31365
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1639 NECTARINE TRL CLERMONT FL 347146121, CLERMONT, FL 34714-6121

Mortgage

Document Number	54380464
Date	Mar 13, 2020
Book Page	005438/000464
Instrument	31366

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,222 (-) Land $92,750 Building $264,472	$357,222 (-) Land $92,750 Building $264,472
2025		$357,222 Land $92,750 Building $264,472	$357,222 Land $92,750 Building $264,472
2024	$5,684.00 (+7.53%)
2023	$5,286.00 (+10.82%)	$347,916 (+10.27%)	$347,916 (+10.27%) Land $92,750 Building $255,166
2022	$4,770.00	$315,499	$315,499 Land $75,250 Building $240,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1639 Nectarine Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1639 Nectarine Trl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20