1639 N 2000 E Rd, Watseka, IL 60970 Property Records

Iroquois County property record for 1639 N 2000 E Rd, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Mar 2021)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26 07 401 003`

Property Details

APN / Parcel Number

Primary APN	`26 07 401 003`

Exterior

Lot Area	68,389 sqft (1.57 acres)

Location & Zoning

Street Address	1639 N 2000 EAST RD
City	WATSEKA
State	IL
Zip	60970-7583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 308' N 747.05' E 222' N2 SE4
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	5
Census Block	5054
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Closed-End Mortgage KENTLAND BANK
Oct 24, 2022	Deed of Trust, Mortgage · Construction Mortgage KENTLAND BANK
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit KENTLAND BANK
Mar 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	2021822
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000000822
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583

Mortgage

Document Number	00023R2681
Date	Sep 19, 2023
Instrument	23R2681

Lender

Name	KENTLAND BANK
Type	Bank
Address	KENTLAND, IN 47951

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.75%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 N 200 E RD, WATSEKA, IL 60970

Mortgage

Document Number	00022R3848
Date	Oct 24, 2022
Instrument	22R3848

Lender

Name	KENTLAND BANK
Type	Bank
Address	KENTLAND, IN 47951

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Jun 19, 2023

Interest

Rate	5.75%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583

Mortgage

Document Number	21R2314
Date	Jun 14, 2021
Instrument	21R2314

Lender

Name	KENTLAND BANK
Type	Bank
Address	KENTLAND, IN 47951

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Mar 1, 2021
Property Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583
Document Number	21R0822
Instrument Date	Feb 26, 2021
Instrument	21R0822
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$112.50
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 N STATE ROUTE 1, 1305, WATSEKA, IL 60970-7529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 N 2000 EAST RD, WATSEKA, IL 60970-7583

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,706.00 (+1,041.2%)	$84,670 (+526.72%) Land $4,450 Building $80,220	$254,010 (+526.72%) Land $13,350 Building $240,660
2022	$500.00 Homeowner's exemption	$13,510 Land $3,580 Building $9,930	$40,530 Land $10,740 Building $29,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	53 (1990–2018)
Claims Outside the SFHA	1 of 53
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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