1617 N 2000 E Rd, Watseka, IL 60970 Property Records

Iroquois County property record for 1617 N 2000 E Rd, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.348 acres (15,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2025)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26 07 477 018`

Property Details

APN / Parcel Number

Primary APN	`26 07 477 018`

Exterior

Lot Area	15,178 sqft (0.348 acres)

Location & Zoning

Street Address	1617 N 2000 EAST RD
City	WATSEKA
State	IL
Zip	60970-7583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT ACRES LT 3
Legal Subdivision	BELMONT ACRES
Legal Lot Number	3
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	5
Census Block	5058
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 E MAIN ST, WELLINGTON, IL 60973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit THE FIRST TRUST & SAVINGS BANK OF WATSEK
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST TRUST & SAVINGS BANK OF WATSEKA
Sep 5, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Deed Document Number	20252944
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1617 N 2000 EAST RD, WATSEKA, IL 60970-7583
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00018R0665
Date	Mar 8, 2018
Instrument	18R0665

Lender

Name	THE FIRST TRUST & SAVINGS BANK OF WATSEK
Type	Non-Lending Institution
Address	WATSEKA, IL 60970

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1617 N 2000 EAST RD, WATSEKA, IL 60970-7583
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00020R4269
Date	Dec 23, 2020
Instrument	20R4269

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSEKA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 5, 2025
Property Address	1617 N 2000 EAST RD, WATSEKA, IL 60970-7583
Document Number	00025R2944
Map Reference	MB F PG 38
Instrument Date	Sep 5, 2025
Instrument	25R2944
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1617 N 2000 EAST RD, WATSEKA, IL 60970-7583

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	291 E MAIN ST, WELLINGTON, IL 60973

Mortgage

Document Number	00025R2945
Date	Sep 5, 2025
Instrument	25R2945

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,264.00 (+7.25%)	$80,570 (+6%) Land $4,460 Building $76,110	$241,710 (+6%) Land $13,380 Building $228,330
2024	$4,908.00 (+19.53%) Homeowner's exemption Disabled Person's exemption	$76,010 (+17.5%) Land $4,210 Building $71,800	$228,030 (+17.5%) Land $12,630 Building $215,400
2022	$4,106.00 Homeowner's exemption	$64,690 Land $3,590 Building $61,100	$194,070 Land $10,770 Building $183,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	53 (1990–2018)
Claims Outside the SFHA	1 of 53
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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