San Joaquin County property record for 1639 Cady Ln, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,566 sqft Living Area |
| Lot Size | 10,071 sqft (0.231 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $556,000 (2019) |
| Tax Bill | $7,125.00 (2025) |
| Primary APN | 245-370-180-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,566 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 10,071 sqft (0.231 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 473 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 1639 CADY LN |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-8201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | 3909 VINEYARDS |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 245-370-180-000
Assessment roll updated July 1, 2025 · Last verified October 2025
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1639 CADY LN, RIPON, CA 95366-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage AMERICAN PACIFIC MTG |
| May 24, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) INSPIRE HM LNS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on Record |
| Deed Sale | May 24, 2019 · Amount on Record |
| Deed Doc Number | 2019-053891 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1639 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000001338 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | PLACER TITLE COMPANY-MANTECA, PLACER TITLE CO-MANTECA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1639 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
| Document Number | 0000001338 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 1338 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 04, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 24, 2019 |
| Property Address | 1639 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000053891 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 53891 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1639 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
| Document Number | 53892 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 53892 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,125.00 (+3.58%) Homeowner's exemption | $619,678 (+4.04%) Land $100,395 Building $519,283 |
| 2023 | $6,879.00 (+1.54%) Homeowner's exemption | $595,617 Land $96,498 Building $499,119 |
| 2022 | $6,775.00 |
1639 Cady Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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