1639 28th St, Florence, OR 97439 Property Records

Lane County property record for 1639 28th St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1978
Lot Size	0.143 acres (6,242 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Sep 2022)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-32-01504-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-32-01504-000`
Alternative APNs	`1812233201504` `1248580`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	1,332 sqft
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,242 sqft (0.143 acres)
Lot Dimensions	120 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	1248580
Street Address	1639 28TH ST
City	FLORENCE
State	OR
Zip	97439-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-F
Legal Description	TL 01504
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	FRASIER & BERRYS PART
Legal Block	37
Legal Lot Number	1504
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3014
Census Tract	705

Owner

Source: Lane County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1639 28TH ST, FLORENCE, OR 97439-9538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 23, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	202240484
Prior Transfer Date	Dec 2, 2005
Prior Transfer Doc	0000097334
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1639 28TH ST, FLORENCE, OR 97439-9538
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063228
Date	Oct 1, 2021
Instrument	2021-063228

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 30, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 23, 2022
Property Address	1639 28TH ST, FLORENCE, OR 97439-9538
Document Number	0000040484
Map Reference	MB 2 PG 1
Instrument Date	Sep 21, 2022
Instrument	2022-040484
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 28TH ST, FLORENCE, OR 97439-9538

Mortgage

Document Number	0000040485
Date	Sep 23, 2022
Instrument	2022-040485

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1639 28TH ST, FLORENCE, OR 97439-9538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018047
Date	Apr 14, 2020
Instrument	2020-018047

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	MADISON, WI 53705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jul 12, 2017
Property Address	1639 28TH ST, FLORENCE, OR 97439-9538
Document Number	0000033949
Map Reference	MB2 PG1
Instrument Date	Jul 7, 2017
Instrument	2017-033949
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 28TH ST, FLORENCE, OR 97439-9538

Mortgage

Document Number	0000033950
Date	Jul 12, 2017
Instrument	2017-033950

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 (+5.92%)	$171,672 (+6.09%)	$306,268 (-9.38%) Land $72,468 Building $233,800
2023	$2,211.00 (+4.19%)	$161,818 (+3%)	$337,954 (+13.05%) Land $62,512 Building $275,442
2022	$2,122.00	$157,105	$298,947 Land $60,214 Building $238,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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