16380 Springvale Ct, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16380 Springvale Ct, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,422 sqft · built 2014
Lot Size	15.3 acres (667,974 sqft)
Owner	2 Individual Names on File
Last Sale	$637,500 (Sep 2025)
Tax Bill	$5,330 (2025)
Deeds & Mortgages	Sep 2025 Sale May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-130-046`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-130-046`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	667,974 sqft (15.3 acres)
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16380 SPRINGVALE CT
City	SPRING LAKE
State	MI
Zip	49456-1461
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG 3
Legal Description	UNIT 46 THE GABLES CONDOMINIUMS, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 4874 PAGE 913 CONDO SUB PLAN NO 438 SEC 15 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	15
Legal Subdivision	THE GABLES CONDOMINIUMS
Legal Block	130
Legal Unit	46
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3010
Census Tract	20600

Owner

16380 Springvale Ct, a condominium, is owned and occupied by two individuals who bought it in September 2025.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 LAKEVIEW CT, 29E, SPRING LAKE, MI 49456-1750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC
May 11, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Dec 5, 2014
Deed Document Number	202526808
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 26, 2025
Property Address	16380 SPRINGVALE CT, SPRING LAKE, MI 49456-1461
Document Number	20250026808
Map Reference	LB 4875 PG 913
Instrument Date	Sep 18, 2025
Instrument	2025-0026808
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$4,781.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16380 SPRINGVALE CT, SPRING LAKE, MI 49456-1461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 LAKEVIEW CT APT 29E, 29E, SPRING LAKE, MI 49456-1750

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16380 SPRINGVALE CT, SPRING LAKE, MI 49456-1461
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16380 SPRINGVALE CT, SPRING LAKE, MI 49456-1461

Mortgage

Document Number	20230011510
Date	May 11, 2023
Instrument	2023-0011510

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16380 Springvale Ct was $5,330 with a homeowner's exemption, up 6% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,400 (+2.03%)	$482,800 (+2.03%)
2025	$5,330.00 (+5.99%) Homeowner's exemption	$236,600	$473,200
2024	$5,029.00
2023		$186,100	$372,200
2022	$5,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16380 Springvale Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16380 Springvale Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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