1638 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1638 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	0.85 acres (37,026 sqft)
Owner	Company Name on Record
Last Sale	$153,600 (Jun 2026)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Jun 2026 Foreclosure Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-035-011-00`

Property Details

APN / Parcel Number

Primary APN	`017-035-011-00`

Interior

Flooring	Carpet

Exterior

Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Street Address	1638 GRAY RD
City	LAPEER
State	MI
Zip	48446-7795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T8N R9E THE S 148.93 FT OF N 281.53 FT OF W 249.50 FT OF NW 1/4. .85 A.
Legal Range	09E
Legal Township	08N
Legal Section	35
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1006
Census Tract	334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	999 NW GRAND BLVD, 100, OKLAHOMA CITY, OK 73118-6051
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Mar 2, 2022	Deed of Trust, Mortgage · USDA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 7, 2018	Warranty Deed, Transfer · Stand-Alone Refinance SUN WEST MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Book / Page	3527 / 893
Prior Transfer Date	Jun 10, 2026
Prior Transfer Doc	3527000893
Record Updated	Oct 29, 2026

June 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 26, 2026
Property Address	1638 GRAY RD, LAPEER, MI 48446-7795
Document Number	3527000893
Book / Page	3527 / 893
Instrument Date	Jun 10, 2026
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$116,352.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD, 100, OKLAHOMA CITY, OK 73118-6051
Investor	Possibly a Property Investor

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1638 GRAY RD, LAPEER, MI 48446-7795
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 GRAY RD, LAPEER, MI 48446-7795

Mortgage

Document Number	0032770591
Date	Mar 2, 2022
Book Page	3277/591

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 7, 2018
Property Address	1638 GRAY RD, LAPEER, MI 48446-7795
Document Number	0029830230
Book / Page	2983 / 230
Instrument Date	Sep 4, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 GRAY RD, LAPEER, MI 48446-7795

Mortgage

Document Number	0029830232
Date	Sep 7, 2018
Book Page	2983/232

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,100 (+1.45%)	$210,200 (+1.45%)
2025	$3,003.00 (+13.79%)	$103,600 (+21.74%)	$207,200 (+21.74%)
2023		$85,100	$170,200
2022	$2,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	100 / 10

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gray Rd

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