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1638 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1638 E Harding St, Orlando, FL 32806

Property Summary

Property TypeDuplex
Details3 bd · 1.5 ba · 1,687 sqft · built 1955
Lot Size0.145 acres (6,297 sqft)
Owner2 Individual Names on Record
Last Sale$112,000 (May 2013)
Tax Bill$5,599 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-30-5032-00-090

Property Details

APN / Parcel Number

Primary APN06-23-30-5032-00-090
Alternative APNs
  • 302306503200090
  • 533653
  • 539396
  • 544035

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories1 Story
Building Area1,687 sqft Living Area
Gross Area1,960 sqft
1st Floor Area1,687 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleDuplex Single
Exterior MaterialConcrete/Cinder Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,297 sqft (0.145 acres)
Garage TypeCarport
Garage Area255 sqft
CarportCarport
Carport Area255 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area18 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1638 E HARDING ST
CityORLANDO
StateFL
Zip32806-3109
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-2
Legal DescriptionLEDFORD PLACE T/65 LOT 9
Legal Range30E
Legal Township23S
Legal Section06
Legal SubdivisionLEDFORD PLACE
Legal Tract5032
Legal Lot Number9
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1027
Census Tract13702

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1830 N ATLANTIC AVE, C302, COCOA BEACH, FL 32931-5217
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2013 · Amount on Record
Deed SaleMay 9, 2013 · Amount on Record
Prior SaleJan 30, 2004 · Amount on Record
Deed Document Number2013247325
Deed Book / Page10566 / 8842
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1638 E HARDING ST, ORLANDO, FL 32806-3109
Transaction TypeMortgage
Record UpdatedFeb 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 COMMODORE BLVD 1103, 1103, COCOA BEACH, FL 32931-3262

Mortgage

Document Number0000181485
DateMar 31, 2021
Instrument20210181485
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,723 (+1%)$359,670 (-1.58%) Land $202,000 Building $157,670
2025$5,599.00 (+11.65%)$247,930 (-14.64%)$365,460 (+25.83%) Land $202,000 Building $163,460
2024$5,015.00 (+15.31%)
2023$4,349.00 (+8.26%)$290,449 (+6.24%) Land $174,000 Building $116,449$290,449 (+6.24%) Land $174,000 Building $116,449
2022$4,017.00$273,396 Land $174,000 Building $99,396$273,396 Land $174,000 Building $99,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: Summit Broadband, Xfinity.

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