1616 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1616 E Harding St, Orlando, FL 32806

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,495 sqft · built 1955
Lot Size0.145 acres (6,297 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Nov 2005)
Tax Bill$5,152 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-30-5032-00-040

Property Details

APN / Parcel Number

Primary APN06-23-30-5032-00-040
Alternative APNs
  • 302306503200040
  • 533646
  • 539390
  • 544029

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,495 sqft Living Area
Gross Area1,958 sqft
1st Floor Area1,344 sqft
Utility Area77 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,297 sqft (0.145 acres)
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area317 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1616 E HARDING ST
CityORLANDO
StateFL
Zip32806-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLEDFORD PLACE T/65 LOT 4
Legal Range30E
Legal Township23S
Legal Section06
Legal SubdivisionLEDFORD PLACE
Legal Tract5032
Legal Lot Number4
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1027
Census Tract13702

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address661 LAKE HARBOR CIR, ORLANDO, FL 32809-3462
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2005 · Amount on Record
Deed SaleNov 4, 2005 · Amount on Record
Prior SaleDec 6, 2001 · Amount on Record
Deed Document Number2005749869
Deed Book / Page8286 / 3439
Prior Transfer DateFeb 21, 2005
Prior Transfer Doc0000218936
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1616 E HARDING ST, ORLANDO, FL 32806-3108
Document Number0000382518
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address661 LAKE HARBOR CIR ORLANDO FL 328093462, ORLANDO, FL 32809-3462

Mortgage

Document Number0000382518
DateJul 16, 2020
Instrument382518
Lender
NameCRAIG C MATEER
Address1702 WATERWITCH DR, ORLANDO, FL 32806-7816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 15, 2030

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,887 (+1%)$313,350 (-1.64%) Land $172,000 Building $141,350
2025$5,152.00 (+7.96%)$274,443 (-11.97%)$318,590 (+2.18%) Land $172,000 Building $146,590
2024$4,772.00 (+11.6%)$311,778 (+6.3%) Land $172,000 Building $139,778$311,778 (+6.3%) Land $172,000 Building $139,778
2023$4,276.00 (+8.89%)$293,296 (+7.92%) Land $150,000 Building $143,296$293,296 (+7.92%) Land $150,000 Building $143,296
2022$3,927.00$271,762 Land $150,000 Building $121,762$271,762 Land $150,000 Building $121,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: Summit Broadband, Xfinity.

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