16375 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16375 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,818 sqft · built 2020
Lot Size	0.48 acres (21,079 sqft)
Owner	Individual Name on File
Last Sale	$206,876 (Nov 2020)
Tax Bill	$940 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.004`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.004`
Alternative APNs	`89843` `82775` `75420`

Interior

Full Baths	1 Bath
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,079 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	460 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	75420
Street Address	16375 CHASE CIR
City	RALPH
State	AL
Zip	35480-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	4
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1006
Census Tract	10303

Owner

16375 Chase Cir is owned and occupied by an individual who bought it in November 2020.

Source: Tuscaloosa County records, as of March 17, 2026

Owner of Record	Individual Name on File
Mailing Address	16375 CHASE CIR, RALPH, AL 35480-8801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK A FEDERAL SAVINGS BAN
Jun 29, 2020	Warranty Deed, Transfer
Sep 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Book / Page	2020 / 25150
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	2020/12810
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16375 CHASE CIR, RALPH, AL 35480-8801
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHASE CIR
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002020/0000064914
Date	Aug 3, 2020
Book Page	0000002020/0000064914

Lender

Name	BRYANT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Nov 17, 2020
Property Address	16375 CHASE CIR, RALPH, AL 35480-8801
Document Number	2020/25150
Book / Page	2020 / 25150
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16375 CHASE CIR, RALPH, AL 35480-8801

Mortgage

Document Number	0000002020/0000104452
Date	Nov 17, 2020
Book Page	0000002020/0000104452

Lender

Name	FIRST FEDERAL BANK A FEDERAL SAVINGS BAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jun 29, 2020
Property Address	16375 CHASE CIR, RALPH, AL 35480-8801
Document Number	2020/12810
Book / Page	2020 / 12810
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18212 N RIVER LN, NORTHPORT, AL 35475-2001

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Sep 26, 2019
Property Address	16375 CHASE CIR, RALPH, AL 35480-8801
Document Number	2019/22202
Book / Page	2019 / 22202
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18212 N RIVER LN, NORTHPORT, AL 35475-2001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 16375 Chase Cir was $940 with a homeowner's exemption, up 10.2% from the year before.

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (+10.2%) Homeowner's exemption	$58,180 (+15.9%) Land $5,700 Building $52,480	$290,900 (+15.9%) Land $28,500 Building $262,400
2024	$853.00 Homeowner's exemption	$50,200 (-) Land $5,700 Building $44,500	$251,000 (-) Land $28,500 Building $222,500
2023	$853.00 (+18.14%) Homeowner's exemption	$50,200 (+16.47%) Land $5,700 Building $44,500	$251,000 (+16.47%) Land $28,500 Building $222,500
2022	$722.00	$43,100 Land $5,700 Building $37,400	$215,500 Land $28,500 Building $187,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16375 Chase Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16375 Chase Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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