16363 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16363 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,569 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$243,400 (Dec 2024)
Tax Bill	$692 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.002`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.002`
Alternative APNs	`89841` `73850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,569 sqft
Utility Area	48 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Terrain	Rolling
Garage Type	Finished
Garage Area	400 sqft
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	73850
Street Address	16363 CHASE CIR
City	RALPH
State	AL
Zip	35480-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	2
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1006
Census Tract	10303

Owner

Source: Tuscaloosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16363 CHASE CIR, RALPH, AL 35480-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Sep 15, 2005 · Amount on Record
Deed Document Number	1910397
Deed Book / Page	2024 / 25874
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16363 CHASE CIR, RALPH, AL 35480-8801
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16363 CHASE CIR, RALPH, AL 35480-8801

Mortgage

Document Number	0000002026/0000010113
Date	Feb 12, 2026
Book Page	0000002026/0000010113
Instrument	1974768

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16363 CHASE CIR, RALPH, AL 35480-8801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16363 CHASE CIR, RALPH, AL 35480-8801

Mortgage

Document Number	0000002020/0000096499
Date	Oct 26, 2020
Book Page	0000002020/0000096499

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$692.00 (+10.72%) Homeowner's exemption	$44,280 (+17.02%) Land $5,700 Building $38,580	$221,400 (+17.02%) Land $28,500 Building $192,900
2024	$625.00 (-1.11%) Homeowner's exemption	$37,840 (-1.05%) Land $5,700 Building $32,140	$189,200 (-1.05%) Land $28,500 Building $160,700
2023	$632.00 (+7.12%) Homeowner's exemption	$38,240 (+6.34%) Land $5,700 Building $32,540	$191,200 (+6.34%) Land $28,500 Building $162,700
2022	$590.00 Homeowner's exemption	$35,960 Land $5,700 Building $30,260	$179,800 Land $28,500 Building $151,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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