1637 Main St, Sturgis, SD 57785 Property Records

Meade County property record for 1637 Main St, Sturgis, SD 57785

Property Summary

Property Type	Commercial
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01.51.10.01`

Property Details

APN / Parcel Number

Primary APN	`01.51.10.01`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	1637 MAIN ST
City	STURGIS
State	SD
Zip	57785
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ASH'S EXT LOTS 1-3, BLK 10
Legal Block	10
Legal Lot Number	1-3
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	4
Census Block	4061
Census Tract	20402

Owner

Source: Meade County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4020 S 26TH ST, PHILADELPHIA, PA 19112-1613
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Oct 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage ACF FINCO I LP
Jul 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA
Oct 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage PATHLIGHT CAPITAL FUND I LP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1637 MAIN ST, STURGIS, SD 57785
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	904/527
Date	Jul 11, 2018
Book Page	904/527
Instrument	18004011

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SANTA MONICA, CA 90404

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1637 MAIN ST, STURGIS, SD 57785
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	919/1287
Date	Oct 18, 2019
Book Page	919/1287
Instrument	19006453

Lender

Name	ACF FINCO I LP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1637 MAIN ST, STURGIS, SD 57785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	904/506
Date	Jul 11, 2018
Book Page	904/506
Instrument	18004010

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1637 MAIN ST, STURGIS, SD 57785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	919/1263
Date	Oct 18, 2019
Book Page	919/1263
Instrument	19006452

Lender

Name	PATHLIGHT CAPITAL FUND I LP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,601 (-) Land $108,811 Building $34,790	$143,601 (-) Land $108,811 Building $34,790
2025	$2,316.00 (+1.22%) Additional exemption filed	$143,601 (+1.17%) Land $108,811 Building $34,790	$143,601 Land $108,811 Building $34,790
2024	$2,288.00 (-4.94%)
2023		$141,944 Land $108,811 Building $33,133
2022	$2,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

May also be available: Wisp West.

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