Meade County property record for 1603 Main St, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.423 acres (18,420 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,992 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01.71.22.01 |
| Primary APN | 01.71.22.01 |
|---|
| Lot Area | 18,420 sqft (0.423 acres) |
|---|
| Street Address | 1603 MAIN ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN LOTS 1-5 BLOCK 22 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 22 |
| Legal Lot Number | 1-5 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 20402 |
Source: Meade County records · APN 01.71.22.01
Assessment roll updated March 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4020 S 26TH ST, PHILADELPHIA, PA 19112-1613 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ACF FINCO I LP |
| Jul 11, 2018 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Jul 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA |
| Oct 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PATHLIGHT CAPITAL FUND I LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1603 MAIN ST, STURGIS, SD 57785-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 919/1287 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 919/1287 |
| Instrument | 19006453 |
| Name | ACF FINCO I LP |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1603 MAIN ST, STURGIS, SD 57785-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 904/527 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 904/527 |
| Instrument | 18004011 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SANTA MONICA, CA 90404 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1603 MAIN ST, STURGIS, SD 57785-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 904/506 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 904/506 |
| Instrument | 18004010 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1603 MAIN ST, STURGIS, SD 57785-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 919/1263 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 919/1263 |
| Instrument | 19006452 |
| Name | PATHLIGHT CAPITAL FUND I LP |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Meade County records · Assessment roll updated March 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,992.00 (+2.13%) Additional exemption filed | $309,506 (+7.53%) Land $178,306 Building $131,200 | $309,506 Land $178,306 Building $131,200 |
| 2024 | $4,888.00 (+0.14%) | ||
| 2023 | $287,833 Land $178,306 Building $109,527 | ||
| 2022 | $4,881.00 |
Source: FEMA National Flood Hazard Layer as of May 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Tallent, Annie, House listed 1976 · 1 contributing resources · NRIS 76001746 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
May also be available: BHT Investment Holdings.
Based on FCC filings for 257 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STURGIS serves 7,020 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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