1637 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1637 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,276 sqft · built 1913
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Mar 2020)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-129-018`

Property Details

APN / Parcel Number

Primary APN	`8913-36-129-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	880 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	25 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1637 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 255
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	255
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1000

Owner

1637 Forest Ave is owned by an individual who acquired it in March 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3103 CRANE CREEK RD, WATERLOO, IA 50703-9505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Mar 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION
Mar 22, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020 · Amount on File
Deed Sale	Mar 23, 2020 · Amount on File
Deed Document Number	202016315
Last Transfer Date	Mar 21, 2024
Transfer Doc	0000011588
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1637 FOREST AVE, WATERLOO, IA 50702-1743
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200018815
Date	Mar 28, 2022
Instrument	202200018815

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1637 FOREST AVE, WATERLOO, IA 50702-1743
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900014233
Date	Mar 26, 2019
Instrument	201900014233

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 22, 2024
Property Address	1637 FOREST AVE, WATERLOO, IA 50702-1743
Document Number	202400011588
Instrument Date	Mar 21, 2024
Instrument	202400011588
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CRANE CREEK RD, WATERLOO, IA 50703-9505

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 23, 2020
Property Address	1637 FOREST AVE, WATERLOO, IA 50702-1743
Document Number	202000016315
Instrument Date	Mar 19, 2020
Instrument	202000016315
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 CRANE CREEK RD, WATERLOO, IA 50703-9505
Investor	Possibly a Property Investor

Mortgage

Document Number	202000016316
Date	Mar 23, 2020
Instrument	202000016316

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1637 Forest Ave was $2,678, down 6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (-6.04%)	$131,190 Land $15,760 Building $115,430	$131,190 Land $15,760 Building $115,430
2024	$2,850.00
2023		$131,380 (+36.19%) Land $15,760 Building $115,620	$131,380 Land $15,760 Building $115,620
2022	$2,118.00	$96,470 Land $15,760 Building $80,710
2021			$96,470 Land $15,760 Building $80,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1637 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1637 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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