1629 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1629 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 781 sqft · built 1939
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$70,500 (Sep 2018)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-129-020`

Property Details

APN / Parcel Number

Primary APN	`8913-36-129-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	781 sqft Living Area
1st Floor Area	781 sqft
Basement Area	781 sqft
Unfinished Basement	781 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	368 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1629 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 253
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	253
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 COURTLAND ST, WATERLOO, IA 50703-4102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Sep 21, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
May 23, 2011	Legal Action/Court Order, Foreclosure · Loan Assumption VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	2018201900004834
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1629 FOREST AVE, WATERLOO, IA 50702-1743
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006200
Date	Oct 15, 2018
Instrument	201900006200

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	111 Months
Due	Jan 1, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1629 FOREST AVE, WATERLOO, IA 50702-1743
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004835
Date	Sep 21, 2018
Instrument	201900004835

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

May 2011: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	May 23, 2011
Property Address	1629 FOREST AVE, WATERLOO, IA 50702-1743
Document Number	2011022174
Instrument Date	May 18, 2011
Instrument	2011022174
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1629 FOREST AVE, WATERLOO, IA 50702-1743

Mortgage

Document Number	2011022175
Date	May 23, 2011
Instrument	2011022175

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2026

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	10%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (-6.3%)	$118,000 (-0.38%) Land $15,760 Building $102,240	$118,000 (-0.38%) Land $15,760 Building $102,240
2024	$2,570.00 (+32.34%)
2023		$118,450 (+33.99%) Land $15,760 Building $102,690	$118,450 (+33.99%) Land $15,760 Building $102,690
2022	$1,942.00	$88,400 Land $15,760 Building $72,640
2021			$88,400 Land $15,760 Building $72,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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