1637 Epperly Mill Rd SW, Floyd, VA 24091 Property Records

Floyd County property record for 1637 Epperly Mill Rd SW, Floyd, VA 24091

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 2007
Lot Size	4.85 acres (211,266 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Dec 2016)
Tax Bill	$1,230 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-195D`

Property Details

APN / Parcel Number

Primary APN	`54-195D`
Alternative APN	`R016645`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Building Area	672 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Material	Galvanized Metal
Lot Area	211,266 sqft (4.85 acres)

Location & Zoning

Account Number	R016645
Street Address	1637 EPPERLY MILL RD SW
City	FLOYD
State	VA
Zip	24091-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DODDS CREEK PC3-198B (OFF.17AC TO CEMETERY MAP 5
Legal Subdivision	DODDS CREEK
Legal Lot Number	7
Jurisdiction	FLOYD VA
Township / Civil Division	COURT HOUSE
Census Block Group	3
Census Block	3024
Census Tract	920102

Owner

Source: Floyd County records · APN 54-195D

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1637 EPPERLY MILL RD SW, FLOYD, VA 24091-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Jun 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL INC
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARTER BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2016 · Amount on Record
Deed Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	20162124
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Recording Date	Apr 08, 2026
Property Address	1637 EPPERLY MILL RD SW, FLOYD, VA 24091-3302
Document Number	0000000521
Instrument Date	Mar 24, 2026
Instrument	2026521
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 EPPERLY MILL RD SW, FLOYD, VA 24091-3302

Mortgage

Document Number	0000000521,
Date	Apr 08, 2026
Instrument	2026521

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	1637 EPPERLY MILL RD SW, FLOYD, VA 24091-3302
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210001409
Date	Jun 22, 2021
Instrument	210001409

Lender

Name	RELIANCE FIRST CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	265 Months
Due	Jul 01, 2043

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	1637 EPPERLY MILL RD SW, FLOYD, VA 24091-3302
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000793
Date	May 11, 2018
Instrument	180000793

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,230.00 (+4.5%)	$267,600 (-) Land $73,500 Building $194,100
2025	$1,177.00	$267,600 Land $73,500 Building $194,100	$267,600 Land $73,500 Building $194,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 81% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative (VA) Fiber	1,000 / 1,000

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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