1491 Epperly Mill Rd SW, Floyd, VA 24091 Property Records

Floyd County property record for 1491 Epperly Mill Rd SW, Floyd, VA 24091 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,098 sqft · built 2014
Lot Size7.09 acres (308,840 sqft)
OwnerIndividual Name on File
Last Sale$442,500 (May 2019)
Tax Bill$3,034 (2026)
Deeds & MortgagesOct 2017 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54-193L

Property Details

APN / Parcel Number

Primary APN54-193L
Alternative APN
  • R017590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area3,098 sqft Living Area
Basement Area1,770 sqft
Unfinished Basement1,770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCape Cod
Lot Area308,840 sqft (7.09 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account NumberR017590
Street Address1491 EPPERLY MILL RD SW
CityFLOYD
StateVA
Zip24091-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDODDS CREEK PLAT 13-1342TRACT 9
Legal SubdivisionDODDS CREEK
Legal Tract9
JurisdictionFLOYD VA
Township / Civil DivisionCOURT HOUSE
Census Block Group3
Census Block3024
Census Tract920102

Owner

Source: Floyd County records · APN 54-193L

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1491 EPPERLY MILL RD SW, FLOYD, VA 24091-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2017Deed of Trust, Mortgage · ARM
THE FIRST BANK AND TRUST COMPANY
May 08, 2019Warranty Deed, Transfer · Conventional Mortgage
FREEDOM FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2019 · Amount on Record
Deed SaleMay 08, 2019 · Amount on Record
Prior SaleOct 31, 2014 · Amount on Record
Deed Document Number2019747
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD VA
Property Address1491 EPPERLY MILL RD SW, FLOYD, VA 24091-3304
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001898
DateOct 31, 2017
Instrument170001898
Lender
NameTHE FIRST BANK AND TRUST COMPANY
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2027

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLOYD VA
Recording DateMay 08, 2019
Property Address1491 EPPERLY MILL RD SW, FLOYD, VA 24091-3304
Document Number190000747
Instrument DateSep 21, 2018
Instrument190000747
Transaction TypeTransfer
Record UpdatedJun 04, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1491 EPPERLY MILL RD SW, FLOYD, VA 24091-3304

Mortgage

Document Number190000748
DateMay 08, 2019
Instrument190000748
Lender
NameFREEDOM FIRST FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFloyd County
Unified School DistrictFloyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,034.00 (+4.55%)$659,700 Land $123,400 Building $536,300
2025$2,902.00$659,700 Land $123,400 Building $536,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Floyd County (51063C), updated April 16, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 77% of Virginia
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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