1637 Cooper's Way, Frederick, MD 21701 Property Records

Frederick County property record for 1637 Cooper's Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,911 sqft · built 1997
Lot Size	0.052 acres (2,265 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2015)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-194198`

Property Details

APN / Parcel Number

Primary APN	`02-194198`
Alternative APNs	`2194198` `194198`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,911 sqft Living Area
1st Floor Area	776 sqft
Basement Area	479 sqft
Finished Basement	479 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,265 sqft (0.052 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	194198
Street Address	1637 COOPERS WAY
City	FREDERICK
State	MD
Zip	21701-9342
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 55 PLAT 6 BLK A 2,200 SQ. FT. PHASE 1 DEARBOUGHT
Legal Subdivision	PHASE 01 DEARBOUGHT
Legal Phase	1
Legal Block	A
Legal Lot Number	55
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2019
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1637 Cooper's Way, a townhouse, is owned and occupied by two individuals who acquired it in September 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1637 COOPERS WAY, FREDERICK, MD 21701-9342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015 · Amount on File
Deed Sale	Dec 8, 2015 · Amount on File
Prior Sale	Apr 13, 2015 · Amount on File
Deed Book / Page	10893 / 208
Last Transfer Date	Sep 29, 2020
Transfer Doc	0143290293
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Dec 4, 2020
Property Address	1637 COOPERS WAY, FREDERICK, MD 21701-9342
Document Number	0143290293
Book / Page	14329 / 293
Map Reference	MB 54 PG 138
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1637 COOPERS WAY, FREDERICK, MD 21701-9342

Mortgage

Document Number	0014329299
Date	Dec 4, 2020
Instrument	14329/299

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1637 Cooper's Way was $5,058 with a homeowner's exemption, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,933 (+4.52%)	$349,800 (+13.57%) Land $100,000 Building $249,800
2025	$5,058.00 (+4.76%) Homeowner's exemption	$308,000 Land $80,000 Building $228,000	$308,000 Land $80,000 Building $228,000
2024	$4,828.00 (+7.24%)
2023	$4,502.00 Homeowner's exemption	$258,133	$308,000 Land $80,000 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1637 Cooper's Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1637 Cooper's Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250