Frederick County property record for 1636 Cooper's Way, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,181 sqft · built 1996 |
| Lot Size | 0.06 acres (2,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2024) |
| Tax Bill | $6,699 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-194244 |
| Primary APN | 02-194244 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 421 sqft |
| Finished Basement | 421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,592 sqft (0.06 acres) |
| Deck Area | 48 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 194244 |
|---|---|
| Street Address | 1636 COOPERS WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9433 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 39 PLAT 6 BLK D 2592 SQ. FT. PHASE 1-DEARBOUGHT |
| Legal Subdivision | DEARBOUGHT 06 PH 01 |
| Legal Phase | 1 |
| Legal Block | D |
| Legal Lot Number | 39 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 750805 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1636 Cooper's Way, a townhouse, is owned and occupied by two individuals who bought it in November 2024.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1636 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2018 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on File |
| Deed Sale | Nov 20, 2024 · Amount on File |
| Prior Sale | Feb 12, 2018 · Amount on File |
| Deed Book / Page | 17121 / 407 |
| Transfer Doc | 0000005929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1636 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1636 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0167230274 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 16723/274 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1636 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1636 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0156890033 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 15689/33 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 12, 2018 |
| Property Address | 1636 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0122740338 |
| Book / Page | 12274 / 0338 |
| Map Reference | MB54 P138 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MICHAELS TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1636 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0012274347 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 12274/347 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 1636 Cooper's Way was $6,699.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,600 | $396,400 Land $100,000 Building $296,400 | |
| 2025 | $6,699.00 | ||
| 2023 | $5,511.00 | $301,667 | $362,200 Land $80,000 Building $282,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1636 Cooper's Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1636 Cooper's Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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