16354 E Derby Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 16354 E Derby Dr, Loxahatchee, FL 33470

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,680 sqft · built 2003
Lot Size	1.13 acres (49,597 sqft)
Owner	2 Individual Names on File
Last Sale	$739,000 (Aug 2023)
Tax Bill	$10,242 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-40-43-13-00-000-4080`

Property Details

APN / Parcel Number

Primary APN	`00-40-43-13-00-000-4080`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,680 sqft Living Area
Gross Area	3,331 sqft
1st Floor Area	1,578 sqft
Upper Floors Area	1,102 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	49,597 sqft (1.13 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Area	495 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	870 sqft
Patio Area	585 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	16354 E DERBY DR
City	LOXAHATCHEE
State	FL
Zip	33470-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	13-43-40~ N 248 FT OF S 3056 FT OF E 200 FT OF W 2370 FT OF SEC A/K/A AM-180
Legal Range	40E
Legal Township	43S
Legal Section	13
Legal Subdivision	ACREAGE & UNREC
Legal Tract	AM-180
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1005
Census Tract	7851

Owner

16354 E Derby Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	16354 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Nov 4, 2002
Deed Document Number	20230264803
Deed Book / Page	34470 / 1719
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 3, 2023
Property Address	16354 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number	0344701719
Book / Page	34470 / 1719
Instrument Date	Jul 28, 2023
Instrument	20230264803
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,173.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15816 62ND PL N, LOXAHATCHEE, FL 33470-3448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16354 E DERBY DR, LOXAHATCHEE, FL 33470-3719

Mortgage

Document Number	0344701721
Date	Aug 3, 2023
Instrument	34470/1721

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 16354 E Derby Dr was $10,242 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,242.00 Homeowner's exemption	$563,931	$570,326 Land $179,322 Building $391,004
2023	$4,404.00 (+7.31%) Homeowner's exemption	$200,579 (+3%)	$514,561 (+5.42%) Land $151,734 Building $362,827
2022	$4,104.00 Homeowner's exemption	$194,737	$488,098 Land $125,350 Building $362,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16354 E Derby Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16354 E Derby Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20