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16280 E Derby Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 16280 E Derby Dr, Loxahatchee, FL 33470

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,640 sqft · built 1987
Lot Size1.13 acres (49,597 sqft)
OwnerIndividual Name on Record
Last Sale$519,000 (May 2026)
Tax Bill$5,220 (2025)
Deeds & MortgagesApr 2022 Mortgage
May 2026 Sale & Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN00-40-43-13-00-000-4100

Property Details

APN / Parcel Number

Primary APN00-40-43-13-00-000-4100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,640 sqft Living Area
Gross Area1,722 sqft
1st Floor Area1,460 sqft
Upper Floors Area180 sqft
Utility Area32 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeWood
Roof TypeFlat
Roof MaterialAsphalt
Lot Area49,597 sqft (1.13 acres)
Lot Dimensions200 ft deep x 61 ft wide
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16280 E DERBY DR
CityLOXAHATCHEE
StateFL
Zip33470-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Description13-43-40~ N 248 FT OF S 3056 FT OF E 200 FT OF W 2770 FT OF SEC A/K/A AM-222
Legal Range40E
Legal Township43S
Legal Section13
Legal SubdivisionACREAGE & UNREC
Legal TractAM-222
JurisdictionPALM BEACH FL
Township / Civil DivisionROYAL PALM BEACH-WEST JUPITER
Census Block Group1
Census Block1005
Census Tract7851

Owner

Source: Palm Beach County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 15, 2026Warranty Deed, Transfer · FHA Mortgage
CORNERSTONE MORTGAGE INC
Mar 20, 2018Deed of Trust, Mortgage
CIVIC FINANCIAL SERVICES LLC
Oct 12, 2018Warranty Deed, Transfer · FHA Mortgage
UMC MORTGAGE CO
Mar 23, 2018Grant Deed, Transfer
NOT AVAILABLE
Mar 23, 2018Quit Claim Deed, Transfer
STEWART TITLE
Nov 13, 2017Quit Claim Deed, Foreclosure
STEWART TITLE
Nov 9, 2017Quit Claim Deed, Foreclosure
STEWART TITLE
Jan 23, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleOct 12, 2018 · Amount on Record
Deed Document Number2026176246
Deed Book / Page36520 / 1588
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Transaction TypeMortgage
Record UpdatedJun 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719

Mortgage

Document Number0334641392
DateApr 11, 2022
Book Page33464/1392
Instrument20220156706
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2052

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 15, 2026
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number0365201588
Book / Page36520 / 1588
Instrument DateMay 8, 2026
Instrument2026176246
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyHARBOUR LAND TITLE LLC, HARBOUR LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$366,933.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719

Mortgage

Document Number0000176247,
DateMay 15, 2026
Instrument2026176247
Lender
NameCORNERSTONE MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0297210222
DateMar 20, 2018
Book Page29721/0222
Instrument20180103515
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressREDONDO BEACH, CA 90278
Agreement
AmountAmount Recorded
Term13 Months
DueApr 1, 2019

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateOct 12, 2018
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number0301791565
Book / Page30179 / 1565
Instrument DateSep 14, 2018
Instrument20180389558
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanySOUTHEAST TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16644 66TH CT N, 16644, LOXAHATCHEE, FL 33470-3360

Transferred To (Grantee/Buyer)

NameVerified Name
Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719

Mortgage

Document Number20180389559
DateOct 12, 2018
Instrument20180389559
Lender
NameUMC MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPALM BEACH FL
Recording DateMar 23, 2018
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number0297310365
Book / Page029731 / 000365
Instrument DateMar 8, 2018
Instrument109641
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,308.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16644 66TH CT N LOXAHATCHEE FL 334703360, LOXAHATCHEE, FL 33470-3360

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALM BEACH FL
Recording DateMar 23, 2018
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number0297310363
Book / Page029731 / 000363
Instrument DateFeb 23, 2018
Instrument109640
Transaction TypeTransfer
Record UpdatedApr 9, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100
InvestorPossibly a Property Investor

November 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionPALM BEACH FL
Recording DateNov 13, 2017
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number0294630384
Book / Page029463 / 000384
Instrument DateNov 1, 2017
Instrument399426
Transaction TypeForeclosure
Record UpdatedNov 29, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100
InvestorPossibly a Property Investor

November 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionPALM BEACH FL
Recording DateNov 9, 2017
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number0294610383
Book / Page029461 / 000383
Instrument DateNov 1, 2017
Instrument398138
Transaction TypeForeclosure
Record UpdatedNov 28, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100
InvestorPossibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPALM BEACH FL
Recording DateJan 23, 2018
Property Address16280 E DERBY DR, LOXAHATCHEE, FL 33470-3719
Document Number0296060146
Book / Page029606 / 000146
Instrument DateJul 9, 2014
Instrument29544
Transaction TypeForeclosure
Record UpdatedFeb 7, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,220.00 (+2.72%)$255,350 (+5.99%)$406,225 (+10.48%) Land $179,322 Building $226,903
2024$5,082.00 (+0.32%)
2023$5,066.00 (+6.36%) Homeowner's exemption$240,926 (+3%)$367,681 (+8.44%) Land $151,734 Building $215,947
2022$4,763.00 Homeowner's exemption$233,909$339,065 Land $125,350 Building $213,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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