16351 Peru Rd, Umatilla, FL 32784 Property Records

Lake County property record for 16351 Peru Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,967 sqft · built 2022
Lot Size	6.48 acres (282,269 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (May 2021)
Tax Bill	$7,128 (2024)
Deeds & Mortgages	May 2021 Sale Sep 2020 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-18-26-0003-000-07100`

Property Details

APN / Parcel Number

Primary APN	`02-18-26-0003-000-07100`
Alternative APN	`3826405`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,967 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	282,269 sqft (6.48 acres)
Garage Type	Finished
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Utility Building	12,160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3826405
Street Address	16351 PERU RD
City	UMATILLA
State	FL
Zip	32784-8845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 214 FT OF E 858 FT OF SE 1/4 OF SW 1/4 ORB 5703 PG 1504
Legal Range	26E
Legal Township	18S
Legal Section	02
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2015
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16351 PERU RD, UMATILLA, FL 32784-8845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 18, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITED STHRN BK
Oct 1, 2019	Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	2021062660
Deed Book / Page	5703 / 1504
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 6, 2021
Property Address	16351 PERU RD, UMATILLA, FL 32784-8845
Document Number	0057031504
Book / Page	5703 / 1504
Instrument Date	May 4, 2021
Instrument	2021062660
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1619 BANNING BEACH RD, TAVARES, FL 32778-2054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19311 DORR RD, ALTOONA, FL 32702-9316

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	16351 PERU RD, UMATILLA, FL 32784-8845
Document Number	0055841134
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1619 BANNING BEACH RD TAVARES FL 327782054, TAVARES, FL 32778-2054

Mortgage

Document Number	0055841134
Date	Nov 17, 2020
Book Page	005584/001134
Instrument	129534

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 16, 2023

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 1, 2019
Property Address	16351 PERU RD, UMATILLA, FL 32784-8845
Document Number	0053491018
Book / Page	5349 / 1018
Instrument Date	Sep 18, 2019
Instrument	2019109982
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 747, UMATILLA, FL 32784-0747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1619 BANNING BEACH RD, TAVARES, FL 32778-2054

Mortgage

Document Number	0053491020
Date	Oct 1, 2019
Book Page	5349/1020
Instrument	2019109983

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 18, 2020

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$522,670 (+10.17%) Land $287,134 Building $235,536	$719,567 (+23.24%) Land $287,134 Building $432,433
2024	$7,128.00 (+10.94%)
2023	$6,425.00 (+161.71%) Homeowner's exemption	$474,431 (+167.69%)	$583,891 (+229.45%) Land $180,384 Building $403,507
2022	$2,455.00	$177,234	$177,234 Land $177,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	74.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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