16350 Co Rd 3581, Ada, OK 74820 Property Records

Pontotoc County property record for 16350 Co Rd 3581, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,807 sqft · built 1975
Lot Size	0.826 acres (36,000 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Oct 2007)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`18308`

Property Details

APN / Parcel Number

Primary APN	`18308`
Alternative APN	`0800-00-000-015-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area
1st Floor Area	1,807 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	36,000 sqft (0.826 acres)
Lot Dimensions	240 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18308
Street Address	16350 COUNTY ROAD 3581
City	ADA
State	OK
Zip	74820-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 HARDING ADD. TO LAKEWOOD
Legal Subdivision	HARDING ADD. TO LAKEWOOK - SD 19- NW 12
Legal Lot Number	15
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1039
Census Tract	88801

Owner

16350 Co Rd 3581 is owned and occupied by two individuals who bought it in October 2007.

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16350 COUNTY ROAD 3581, ADA, OK 74820-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2007 · Amount on File
Deed Sale	Oct 11, 2007 · Amount on File
Prior Sale	Jun 28, 2000 · Amount on File
Deed Document Number	20076654
Deed Book / Page	2215 / 179
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16350 COUNTY ROAD 3581, ADA, OK 74820-1332
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003569/168
Date	Dec 21, 2021
Book Page	3569/168
Instrument	I-2021-007736

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16350 Co Rd 3581 was $2,080 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,636 (+3%) Land $2,441 Building $19,195	$180,299 (-23.4%) Land $20,341 Building $159,958
2025	$2,080.00 (+1.32%) Homeowner's exemption	$21,006 (+3%) Land $2,370 Building $18,636	$235,373 (-4.45%) Land $45,000 Building $190,373
2024	$2,053.00 (+5.99%) Homeowner's exemption	$20,394 (+3%) Land $2,301 Building $18,093	$246,333 (+49.29%) Land $45,000 Building $201,333
2023	$1,937.00 Homeowner's exemption	$19,800 Land $2,100 Building $17,700	$165,000 Land $17,500 Building $147,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16350 Co Rd 3581 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16350 Co Rd 3581 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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