16339 Co Rd 3581, Ada, OK 74820 Property Records

Pontotoc County property record for 16339 Co Rd 3581, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,632 sqft · built 1977
Lot Size	0.563 acres (24,549 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Dec 2021)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18307`

Property Details

APN / Parcel Number

Primary APN	`18307`
Alternative APN	`0800-00-000-014-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
1st Floor Area	1,316 sqft
Upper Floors Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	24,549 sqft (0.563 acres)
Lot Dimensions	169 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	352 sqft
Patio Area	524 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18307
Street Address	16339 COUNTY ROAD 3581
City	ADA
State	OK
Zip	74820-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 HARDING ADD. TO LAKEWOOD
Legal Subdivision	HARDING ADD. TO LAKEWOOK - SD 19- NW 12
Legal Lot Number	14
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1040
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16339 COUNTY ROAD 3581, ADA, OK 74820-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 22, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	20217390
Deed Book / Page	3564 / 140
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16339 COUNTY ROAD 3581, ADA, OK 74820-1332
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003564/159
Date	Dec 3, 2021
Book Page	3564/159
Instrument	2021-007391

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 22, 2021
Property Address	16339 COUNTY ROAD 3581, ADA, OK 74820-1332
Document Number	3525/213
Book / Page	3525 / 213
Instrument Date	Jul 14, 2021
Instrument	2021-004556
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19260 COUNTY ROAD 3590, ADA, OK 74820-0450

Mortgage

Document Number	2021004557
Date	Jul 22, 2021
Instrument	2021-004557

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 19, 2022

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,254 (+2.45%) Land $4,800 Building $27,454	$268,776 (+2.44%) Land $40,000 Building $228,776
2025	$3,274.00 (+1.3%)	$31,484 (-2.39%) Land $4,800 Building $26,684	$262,364 (-4.21%) Land $40,000 Building $222,364
2024	$3,232.00 (+2.12%)	$32,256 (+5%) Land $4,800 Building $27,456	$273,895 (+6.99%) Land $40,000 Building $233,895
2023	$3,165.00	$30,720 Land $4,800 Building $25,920	$256,000 Land $40,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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