1635 Welburn Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1635 Welburn Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,060 sqft · built 1979
Lot Size	0.195 acres (8,512 sqft)
Owner	Company Name on Record
Tax Bill	$4,618 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`783-26-005`

Property Details

APN / Parcel Number

Primary APN	`783-26-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,512 sqft (0.195 acres)
Lot Dimensions	112 ft deep x 76 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1635 WELBURN AVE
City	GILROY
State	CA
Zip	95020-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5965 LOT 13
Legal Subdivision	5965 01
Legal Tract	5965
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1635 WELBURN AVE, GILROY, CA 95020-3741
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2021
Transfer Doc	0024975167
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1635 WELBURN AVE, GILROY, CA 95020-3741
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 WELBURN AVE, GILROY, CA 95020-3741

Mortgage

Document Number	0025336099
Date	Jul 15, 2022
Instrument	25336099

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1635 WELBURN AVE, GILROY, CA 95020-3741
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 WELBURN AVE, GILROY, CA 95020-3741

Mortgage

Document Number	0025290026
Date	Apr 25, 2022
Instrument	25290026

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 26, 2021
Property Address	1635 WELBURN AVE, GILROY, CA 95020-3741
Document Number	0024975167
Map Reference	MB 385 PG 41&42
Instrument Date	May 21, 2021
Instrument	24975167
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1635 WELBURN AVE, GILROY, CA 95020-3741

Mortgage

Document Number	0024975168
Date	May 26, 2021
Instrument	24975168

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1635 WELBURN AVE, GILROY, CA 95020-3741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023989211
Date	Jul 25, 2018
Instrument	23989211

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 15, 2020
Property Address	1635 WELBURN AVE, GILROY, CA 95020-3741
Document Number	0024506255
Instrument Date	May 29, 2020
Instrument	24506255
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1635 WELBURN AVE GILROY CA 950203741, GILROY, CA 95020-3741

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,909 (+2%) Land $105,775 Building $276,134
2025	$4,618.00 (+2.28%) Homeowner's exemption	$374,421 (+4.04%) Land $103,701 Building $270,720
2023	$4,515.00 (+1.71%) Homeowner's exemption	$359,883 Land $99,675 Building $260,208
2022	$4,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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